B FINANS AS

7011 TRONDHEIM

Finances

Return on Equity

11,38 %

Current Ratio

56,17

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	649 000	677 000	651 000	660 000
Net Income	34 852 000	42 197 000	5 542 000	46 665 000
Total Assets	309 161 000	281 525 000	256 050 000	263 641 000
Total Equity	306 272 000	271 419 000	253 223 000	247 680 000

Income (NOK)	2022	2021	2020	2019
Revenue	649 000	677 000	651 000	660 000
Expenditure	630 000	846 000	2 509 000	639 000
Operating Profit	19 000	−170 000	−1 858 000	22 000
Financial Income	50 578 000	52 067 000	16 267 000	48 709 000
Financial Costs	12 875 000	8 419 000	6 582 000	687 000
Financial Balance	37 703 000	43 648 000	9 685 000	48 022 000
Earnings Before Tax	37 722 000	43 477 000	7 827 000	48 043 000
Tax	2 870 000	1 281 000	2 285 000	1 378 000
Net Income	34 852 000	42 197 000	5 542 000	46 665 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	148 502 000	143 082 000	160 482 000	155 854 000
Total Current Assets	160 659 000	138 443 000	95 568 000	107 787 000
Total Assets	309 161 000	281 525 000	256 050 000	263 641 000
Total Retained Equity	305 177 000	270 325 000	252 128 000	246 586 000
Total Equity	306 272 000	271 419 000	253 223 000	247 680 000
Total Long-Term Debt	29 000	2 000	281 000	14 520 000
Total Current Debt	2 860 000	10 104 000	2 546 000	1 440 000
Total Equity and Debt	309 161 000	281 525 000	256 050 000	263 641 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	649 000	677 000	651 000	660 000
Revenue	649 000	677 000	651 000	660 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	1 710 000	0
Depreciation	385 000	393 000	325 000	340 000
Impairment	0	0	0	0
Expenditure	630 000	846 000	2 509 000	639 000
Operating Profit	19 000	−170 000	−1 858 000	22 000
Financial Income	50 578 000	52 067 000	16 267 000	48 709 000
Financial Costs	12 875 000	8 419 000	6 582 000	687 000
Financial Balance	37 703 000	43 648 000	9 685 000	48 022 000
Dividends	0	9 000 000	0	0
Net Income	34 852 000	42 197 000	5 542 000	46 665 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	19 000	99 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	2 174 000	1 917 000	1 849 000	503 000
Total Tangible Assets	2 174 000	1 917 000	1 849 000	503 000
Total Fiancial Fixed Assets	146 328 000	141 165 000	158 614 000	155 251 000
Total Fixed Assets	148 502 000	143 082 000	160 482 000	155 854 000
Stock	0	0	0	0
Total Investments	118 196 000	127 396 000	87 706 000	94 811 000
Cash, Bank	41 353 000	9 485 000	6 129 000	11 234 000
Total Current Assets	160 659 000	138 443 000	95 568 000	107 787 000
Total Assets	309 161 000	281 525 000	256 050 000	263 641 000
Total Equity	306 272 000	271 419 000	253 223 000	247 680 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	29 000	2 000	281 000	14 520 000
Creditors	0	2 000	342 000	16 000
Unpaid Taxes	18 000	27 000	0	25 000
Dividends	0	9 000 000	0	0
Other Current Debt	0	0	0	0
Total Current Debt	2 860 000	10 104 000	2 546 000	1 440 000
Total Equity and Debt	309 161 000	281 525 000	256 050 000	263 641 000

Financial indicators	2022	2021	2020	2019
Return on Equity	11,38 %	15,55 %	2,19 %	18,84 %
Debt-to-Equity Ratio	0	0	0	0,06
Operating Profit Margin	2,93 %	−25,11 %	−285,41 %	3,33 %
Current Ratio	56,17	13,7	37,54	74,85
Quick Ratio	56,17	13,7	37,54	74,85
Equity Ratio	0,99	0,96	0,99	0,94
Gross Profit Margin	100 %	100 %	100 %	100 %