MARKER OG EIDSBERG SPAREBANK

1850 MYSEN

Finances

Return on Equity

12,62 %

Current Ratio

1,12

Debt-to-Equity Ratio

0,09

Key figures (NOK)	2022	2021	2020	2019
Revenue	193 560 000	170 515 000	173 204 000	184 802 000
Net Income	137 582 000	71 587 000	81 192 000	84 062 000
Total Assets	7 525 187 000	7 086 040 000	6 802 481 000	5 965 188 000
Total Equity	1 090 214 000	956 730 000	889 251 000	735 528 000

Income (NOK)	2022	2021	2020	2019
Revenue	193 560 000	170 515 000	173 204 000	184 802 000
Expenditure	97 679 000	98 930 000	93 675 000	74 448 000
Operating Profit	105 643 000	84 959 000	94 904 000	110 354 000
Financial Income	0	0	0	0
Financial Costs	−533 000	−3 644 000	5 629 000	934 000
Financial Balance	533 000	3 644 000	−5 629 000	−934 000
Earnings Before Tax	106 176 000	88 603 000	89 275 000	109 420 000
Tax	−22 838 000	−19 281 000	−17 644 000	0
Net Income	137 582 000	71 587 000	81 192 000	84 062 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	505 907 000	374 320 000	303 239 000	192 860 000
Total Current Assets	7 013 289 000	6 706 652 000	6 493 543 000	5 772 328 000
Total Assets	7 525 187 000	7 086 040 000	6 802 481 000	5 965 188 000
Total Retained Equity	1 090 214 000	956 730 000	889 251 000	735 528 000
Total Equity	1 090 214 000	956 730 000	889 251 000	735 528 000
Total Long-Term Debt	93 424 000	90 789 000	81 645 000	57 142 000
Total Current Debt	6 281 370 000	5 994 252 000	5 795 662 000	5 172 518 000
Total Equity and Debt	7 525 187 000	7 086 040 000	6 802 481 000	22 586 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	193 560 000	170 515 000	173 204 000	184 802 000
Cost of Goods Sold	0	0	0	0
Salary Costs	51 161 000	43 042 000	38 825 000	38 797 000
Depreciation	4 395 000	4 572 000	3 397 000	2 190 000
Impairment	−4 500 000	0	0	0
Expenditure	97 679 000	98 930 000	93 675 000	74 448 000
Operating Profit	105 643 000	84 959 000	94 904 000	110 354 000
Financial Income	0	0	0	0
Financial Costs	−533 000	−3 644 000	5 629 000	934 000
Financial Balance	533 000	3 644 000	−5 629 000	−934 000
Dividends	0	0	0	0
Net Income	137 582 000	71 587 000	81 192 000	84 062 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	3 422 000
Real Eastate	0	0	0	14 129 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	7 174 000
Total Tangible Assets	74 843 000	51 606 000	53 520 000	21 303 000
Total Fiancial Fixed Assets	431 064 000	322 714 000	249 719 000	168 135 000
Total Fixed Assets	505 907 000	374 320 000	303 239 000	192 860 000
Stock	0	0	0	0
Total Investments	870 032 000	782 486 000	935 877 000	635 000 000
Cash, Bank	0	0	0	0
Total Current Assets	7 013 289 000	6 706 652 000	6 493 543 000	5 772 328 000
Total Assets	7 525 187 000	7 086 040 000	6 802 481 000	5 965 188 000
Total Equity	1 090 214 000	956 730 000	889 251 000	735 528 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	93 424 000	90 789 000	81 645 000	57 142 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	6 241 285 000	5 963 999 000	5 704 472 000	5 126 098 000
Total Current Debt	6 281 370 000	5 994 252 000	5 795 662 000	5 172 518 000
Total Equity and Debt	7 525 187 000	7 086 040 000	6 802 481 000	22 586 000

Financial indicators	2022	2021	2020	2019
Return on Equity	12,62 %	7,48 %	9,13 %	11,43 %
Debt-to-Equity Ratio	0,09	0,09	0,09	0,08
Operating Profit Margin	54,58 %	49,82 %	54,79 %	59,71 %
Current Ratio	1,12	1,12	1,12	1,12
Quick Ratio	1,12	1,12	1,12	1,12
Equity Ratio	0,14	0,14	0,13	0,12
Gross Profit Margin	100 %	100 %	100 %	100 %