AURSKOG SPAREBANK

1930 AURSKOG

Finances

Return on Equity

13,31 %

Current Ratio

1,09

Debt-to-Equity Ratio

0,15

Key figures (NOK)	2022	2021	2020	2019
Revenue	327 248 000	261 521 000	230 247 000	251 767 000
Net Income	253 669 000	145 103 000	122 314 000	117 521 000
Total Assets	15 566 548 000	13 484 827 000	11 759 184 000	11 020 004 000
Total Equity	1 905 501 000	1 507 026 000	1 402 289 000	1 323 963 000

Income (NOK)	2022	2021	2020	2019
Revenue	327 248 000	261 521 000	230 247 000	251 767 000
Expenditure	127 404 000	122 858 000	99 741 000	96 393 000
Operating Profit	225 925 000	158 586 000	151 173 000	155 374 000
Financial Income	0	0	0	0
Financial Costs	−6 338 000	−2 533 000	12 182 000	4 976 000
Financial Balance	6 338 000	2 533 000	−12 182 000	−4 976 000
Earnings Before Tax	232 263 000	161 119 000	138 991 000	150 398 000
Tax	−53 289 000	−35 670 000	−29 673 000	32 877 000
Net Income	253 669 000	145 103 000	122 314 000	117 521 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 001 996 000	826 381 000	840 668 000	743 836 000
Total Current Assets	14 559 328 000	12 652 134 000	10 908 443 000	10 276 168 000
Total Assets	15 566 548 000	13 484 827 000	11 759 184 000	11 020 004 000
Total Retained Equity	1 250 909 000	1 044 838 000	940 195 000	862 137 000
Total Equity	1 905 501 000	1 507 026 000	1 402 289 000	1 323 963 000
Total Long-Term Debt	276 907 000	262 909 000	185 810 000	169 035 000
Total Current Debt	13 333 570 000	11 670 640 000	10 142 646 000	9 527 006 000
Total Equity and Debt	15 566 548 000	13 484 827 000	11 759 184 000	698 376 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	327 248 000	261 521 000	230 247 000	251 767 000
Cost of Goods Sold	0	0	0	0
Salary Costs	65 511 000	55 576 000	51 835 000	50 908 000
Depreciation	7 266 000	5 999 000	5 612 000	5 668 000
Impairment	0	0	0	0
Expenditure	127 404 000	122 858 000	99 741 000	96 393 000
Operating Profit	225 925 000	158 586 000	151 173 000	155 374 000
Financial Income	0	0	0	0
Financial Costs	−6 338 000	−2 533 000	12 182 000	4 976 000
Financial Balance	6 338 000	2 533 000	−12 182 000	−4 976 000
Dividends	0	0	0	0
Net Income	253 669 000	145 103 000	122 314 000	117 521 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	1 139 000
Real Eastate	0	0	0	12 541 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	283 000
Total Tangible Assets	48 425 000	48 313 000	30 018 000	33 546 000
Total Fiancial Fixed Assets	953 571 000	778 068 000	810 650 000	709 151 000
Total Fixed Assets	1 001 996 000	826 381 000	840 668 000	743 836 000
Stock	0	0	0	0
Total Investments	978 229 000	808 686 000	535 090 000	517 767 000
Cash, Bank	0	0	0	0
Total Current Assets	14 559 328 000	12 652 134 000	10 908 443 000	10 276 168 000
Total Assets	15 566 548 000	13 484 827 000	11 759 184 000	11 020 004 000
Total Equity	1 905 501 000	1 507 026 000	1 402 289 000	1 323 963 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	276 907 000	262 909 000	185 810 000	169 035 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	13 355 556 000	11 686 600 000	10 043 493 000	9 500 059 000
Total Current Debt	13 333 570 000	11 670 640 000	10 142 646 000	9 527 006 000
Total Equity and Debt	15 566 548 000	13 484 827 000	11 759 184 000	698 376 000

Financial indicators	2022	2021	2020	2019
Return on Equity	13,31 %	9,63 %	8,72 %	8,88 %
Debt-to-Equity Ratio	0,15	0,17	0,13	0,13
Operating Profit Margin	69,04 %	60,64 %	65,66 %	61,71 %
Current Ratio	1,09	1,08	1,08	1,08
Quick Ratio	1,09	1,08	1,08	1,08
Equity Ratio	0,12	0,11	0,12	0,12
Gross Profit Margin	100 %	100 %	100 %	100 %