TOTENS SPAREBANK

2850 LENA

Finances

Return on Equity

14,96 %

Current Ratio

1,12

Debt-to-Equity Ratio

0,14

Key figures (NOK)	2022	2021	2020	2019
Revenue	443 723 000	388 168 000	365 217 000	412 103 000
Net Income	353 707 000	184 695 000	176 003 000	182 358 000
Total Assets	17 575 421 000	16 495 052 000	15 310 512 000	14 614 502 000
Total Equity	2 364 595 000	2 086 231 000	1 974 071 000	1 855 585 000

Income (NOK)	2022	2021	2020	2019
Revenue	443 723 000	388 168 000	365 217 000	412 103 000
Expenditure	195 488 000	195 816 000	174 866 000	173 557 000
Operating Profit	291 445 000	226 526 000	227 070 000	238 546 000
Financial Income	0	0	0	0
Financial Costs	17 632 000	4 342 000	30 276 000	7 273 000
Financial Balance	−17 632 000	−4 342 000	−30 276 000	−7 273 000
Earnings Before Tax	273 813 000	222 184 000	196 794 000	231 273 000
Tax	−57 009 000	−45 162 000	−37 332 000	48 915 000
Net Income	353 707 000	184 695 000	176 003 000	182 358 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	995 616 000	800 697 000	830 832 000	750 517 000
Total Current Assets	16 490 676 000	15 674 860 000	14 459 752 000	13 863 985 000
Total Assets	17 575 421 000	16 495 052 000	15 310 512 000	14 614 502 000
Total Retained Equity	1 762 131 000	1 483 767 000	1 353 607 000	1 235 121 000
Total Equity	2 364 595 000	2 086 231 000	1 974 071 000	1 855 585 000
Total Long-Term Debt	319 672 000	275 972 000	294 447 000	306 444 000
Total Current Debt	14 755 280 000	14 051 888 000	12 998 297 000	12 452 473 000
Total Equity and Debt	17 575 421 000	16 495 052 000	15 310 514 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	443 723 000	388 168 000	365 217 000	412 103 000
Cost of Goods Sold	0	0	0	0
Salary Costs	97 765 000	83 998 000	88 393 000	90 040 000
Depreciation	11 818 000	12 986 000	14 771 000	14 512 000
Impairment	0	0	0	0
Expenditure	195 488 000	195 816 000	174 866 000	173 557 000
Operating Profit	291 445 000	226 526 000	227 070 000	238 546 000
Financial Income	0	0	0	0
Financial Costs	17 632 000	4 342 000	30 276 000	7 273 000
Financial Balance	−17 632 000	−4 342 000	−30 276 000	−7 273 000
Dividends	0	0	0	0
Net Income	353 707 000	184 695 000	176 003 000	182 358 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	52 566 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	8 364 000
Total Tangible Assets	71 540 000	36 839 000	46 938 000	60 930 000
Total Fiancial Fixed Assets	924 076 000	763 858 000	783 894 000	689 587 000
Total Fixed Assets	995 616 000	800 697 000	830 832 000	750 517 000
Stock	0	0	0	0
Total Investments	2 029 909 000	2 321 758 000	2 156 850 000	1 837 517 000
Cash, Bank	0	0	0	0
Total Current Assets	16 490 676 000	15 674 860 000	14 459 752 000	13 863 985 000
Total Assets	17 575 421 000	16 495 052 000	15 310 512 000	14 614 502 000
Total Equity	2 364 595 000	2 086 231 000	1 974 071 000	1 855 585 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	319 672 000	275 972 000	294 447 000	306 444 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	14 714 520 000	14 128 330 000	12 835 097 000	12 385 083 000
Total Current Debt	14 755 280 000	14 051 888 000	12 998 297 000	12 452 473 000
Total Equity and Debt	17 575 421 000	16 495 052 000	15 310 514 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	14,96 %	8,85 %	8,92 %	9,83 %
Debt-to-Equity Ratio	0,14	0,13	0,15	0,17
Operating Profit Margin	65,68 %	58,36 %	62,17 %	57,89 %
Current Ratio	1,12	1,12	1,11	1,11
Quick Ratio	1,12	1,12	1,11	1,11
Equity Ratio	0,13	0,13	0,13	0,13
Gross Profit Margin	100 %	100 %	100 %	100 %