SPAREBANK 1 LOM OG SKJÅK

2686 LOM

Finances

Return on Equity

6,01 %

Current Ratio

1,12

Debt-to-Equity Ratio

0,02

Key figures (NOK)	2022	2021	2020	2019
Revenue	200 156 000	182 470 000	149 245 000	259 510 000
Net Income	75 558 000	95 477 000	66 397 000	140 159 000
Total Assets	8 493 906 000	8 057 200 000	7 161 179 000	6 302 030 000
Total Equity	1 256 343 000	1 182 224 000	1 087 610 000	970 371 000

Income (NOK)	2022	2021	2020	2019
Revenue	200 156 000	182 470 000	149 245 000	259 510 000
Expenditure	119 653 000	118 043 000	98 137 000	96 445 000
Operating Profit	107 030 000	111 442 000	99 531 000	163 065 000
Financial Income	0	0	0	0
Financial Costs	15 171 000	4 307 000	27 010 000	4 170 000
Financial Balance	−15 171 000	−4 307 000	−27 010 000	−4 170 000
Earnings Before Tax	91 859 000	107 135 000	72 521 000	158 895 000
Tax	−16 715 000	−12 100 000	−6 321 000	18 736 000
Net Income	75 558 000	95 477 000	66 397 000	140 159 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	476 690 000	434 382 000	388 723 000	253 863 000
Total Current Assets	8 005 971 000	7 612 028 000	6 760 894 000	6 048 167 000
Total Assets	8 493 906 000	8 057 200 000	7 161 179 000	6 302 030 000
Total Retained Equity	1 256 343 000	1 182 224 000	1 087 610 000	970 371 000
Total Equity	1 256 343 000	1 182 224 000	1 087 610 000	970 371 000
Total Long-Term Debt	23 481 000	13 142 000	8 252 000	1 590 000
Total Current Debt	7 153 517 000	6 820 007 000	6 032 421 000	5 330 069 000
Total Equity and Debt	8 493 905 000	8 057 200 000	7 161 179 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	200 156 000	182 470 000	149 245 000	259 510 000
Cost of Goods Sold	0	0	0	0
Salary Costs	62 218 000	66 816 000	49 713 000	48 028 000
Depreciation	5 485 000	5 801 000	3 183 000	3 086 000
Impairment	0	0	0	0
Expenditure	119 653 000	118 043 000	98 137 000	96 445 000
Operating Profit	107 030 000	111 442 000	99 531 000	163 065 000
Financial Income	0	0	0	0
Financial Costs	15 171 000	4 307 000	27 010 000	4 170 000
Financial Balance	−15 171 000	−4 307 000	−27 010 000	−4 170 000
Dividends	0	0	0	0
Net Income	75 558 000	95 477 000	66 397 000	140 159 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	846 000
Real Eastate	0	0	0	23 422 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	4 925 000
Total Tangible Assets	43 606 000	49 651 000	25 549 000	28 347 000
Total Fiancial Fixed Assets	433 084 000	384 731 000	363 174 000	224 670 000
Total Fixed Assets	476 690 000	434 382 000	388 723 000	253 863 000
Stock	0	0	0	0
Total Investments	401 704 000	477 194 000	193 281 000	135 149 000
Cash, Bank	0	0	0	0
Total Current Assets	8 005 971 000	7 612 028 000	6 760 894 000	6 048 167 000
Total Assets	8 493 906 000	8 057 200 000	7 161 179 000	6 302 030 000
Total Equity	1 256 343 000	1 182 224 000	1 087 610 000	970 371 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	23 481 000	13 142 000	8 252 000	1 590 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	7 214 081 000	6 861 834 000	6 065 317 000	5 330 069 000
Total Current Debt	7 153 517 000	6 820 007 000	6 032 421 000	5 330 069 000
Total Equity and Debt	8 493 905 000	8 057 200 000	7 161 179 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	6,01 %	8,08 %	6,1 %	14,44 %
Debt-to-Equity Ratio	0,02	0,01	0,01	0
Operating Profit Margin	53,47 %	61,07 %	66,69 %	62,84 %
Current Ratio	1,12	1,12	1,12	1,13
Quick Ratio	1,12	1,12	1,12	1,13
Equity Ratio	0,15	0,15	0,15	0,15
Gross Profit Margin	100 %	100 %	100 %	100 %