TINN SPAREBANK

3660 RJUKAN

Finances

Return on Equity

15,98 %

Current Ratio

1,09

Debt-to-Equity Ratio

0,1

Key figures (NOK)	2022	2021	2020	2019
Revenue	98 556 000	80 013 000	70 981 000	87 505 000
Net Income	84 298 000	32 310 000	29 858 000	29 846 000
Total Assets	3 875 457 000	3 669 539 000	3 440 397 000	3 096 269 000
Total Equity	527 461 000	446 358 000	456 129 000	338 985 000

Income (NOK)	2022	2021	2020	2019
Revenue	98 556 000	80 013 000	70 981 000	87 505 000
Expenditure	62 488 000	55 151 000	50 564 000	49 392 000
Operating Profit	50 059 000	36 059 000	32 077 000	38 113 000
Financial Income	0	0	0	0
Financial Costs	4 791 000	4 083 000	6 371 000	809 000
Financial Balance	−4 791 000	−4 083 000	−6 371 000	−809 000
Earnings Before Tax	45 268 000	31 976 000	25 706 000	37 304 000
Tax	−7 757 000	−5 061 000	−3 326 000	7 458 000
Net Income	84 298 000	32 310 000	29 858 000	29 846 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	267 441 000	214 174 000	203 331 000	150 069 000
Total Current Assets	3 532 267 000	3 449 027 000	3 223 787 000	2 946 200 000
Total Assets	3 875 457 000	3 669 539 000	3 440 397 000	3 096 269 000
Total Retained Equity	527 461 000	446 358 000	415 730 000	338 985 000
Total Equity	527 461 000	446 358 000	456 129 000	338 985 000
Total Long-Term Debt	53 894 000	51 627 000	44 461 000	80 755 000
Total Current Debt	3 239 205 000	3 120 773 000	2 927 945 000	2 676 528 000
Total Equity and Debt	3 875 457 000	3 669 541 000	3 440 395 000	8 625 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	98 556 000	80 013 000	70 981 000	87 505 000
Cost of Goods Sold	0	0	0	0
Salary Costs	28 923 000	27 775 000	25 456 000	25 245 000
Depreciation	1 920 000	1 723 000	1 163 000	1 443 000
Impairment	0	0	0	0
Expenditure	62 488 000	55 151 000	50 564 000	49 392 000
Operating Profit	50 059 000	36 059 000	32 077 000	38 113 000
Financial Income	0	0	0	0
Financial Costs	4 791 000	4 083 000	6 371 000	809 000
Financial Balance	−4 791 000	−4 083 000	−6 371 000	−809 000
Dividends	0	0	0	0
Net Income	84 298 000	32 310 000	29 858 000	29 846 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	548 000
Real Eastate	0	0	0	11 844 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	615 000
Total Tangible Assets	13 778 000	15 539 000	11 423 000	12 459 000
Total Fiancial Fixed Assets	253 663 000	198 635 000	191 908 000	137 062 000
Total Fixed Assets	267 441 000	214 174 000	203 331 000	150 069 000
Stock	0	0	0	0
Total Investments	344 318 000	343 045 000	295 877 000	229 200 000
Cash, Bank	0	0	0	0
Total Current Assets	3 532 267 000	3 449 027 000	3 223 787 000	2 946 200 000
Total Assets	3 875 457 000	3 669 539 000	3 440 397 000	3 096 269 000
Total Equity	527 461 000	446 358 000	456 129 000	338 985 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	53 894 000	51 627 000	44 461 000	80 755 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	3 294 102 000	3 171 556 000	2 939 805 000	2 676 528 000
Total Current Debt	3 239 205 000	3 120 773 000	2 927 945 000	2 676 528 000
Total Equity and Debt	3 875 457 000	3 669 541 000	3 440 395 000	8 625 000

Financial indicators	2022	2021	2020	2019
Return on Equity	15,98 %	7,24 %	6,55 %	8,8 %
Debt-to-Equity Ratio	0,1	0,12	0,1	0,24
Operating Profit Margin	50,79 %	45,07 %	45,19 %	43,56 %
Current Ratio	1,09	1,11	1,1	1,1
Quick Ratio	1,09	1,11	1,1	1,1
Equity Ratio	0,14	0,12	0,13	0,11
Gross Profit Margin	100 %	100 %	100 %	100 %