Valle Sparebank

4747 VALLE

Finances

Return on Equity

9,45 %

Current Ratio

1,06

Debt-to-Equity Ratio

0,03

Key figures (NOK)	2022	2021	2020	2019
Revenue	47 148 000	42 423 000	40 294 000	42 692 000
Net Income	26 302 000	12 184 000	12 527 000	11 099 000
Total Assets	2 208 721 000	2 103 029 000	1 942 685 000	1 726 950 000
Total Equity	278 181 000	253 240 000	240 527 000	219 143 000

Income (NOK)	2022	2021	2020	2019
Revenue	47 148 000	42 423 000	40 294 000	42 692 000
Expenditure	33 142 000	29 923 000	30 129 000	26 668 000
Operating Profit	18 226 000	15 879 000	13 744 000	16 024 000
Financial Income	0	0	0	0
Financial Costs	1 138 000	1 625 000	1 440 000	1 834 000
Financial Balance	−1 138 000	−1 625 000	−1 440 000	−1 834 000
Earnings Before Tax	17 088 000	14 254 000	12 304 000	14 190 000
Tax	−3 416 000	−2 883 000	−2 340 000	3 091 000
Net Income	26 302 000	12 184 000	12 527 000	11 099 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	140 207 000	118 042 000	140 686 000	121 250 000
Total Current Assets	2 024 526 000	1 941 442 000	1 799 186 000	1 603 520 000
Total Assets	2 208 721 000	2 103 029 000	1 942 685 000	1 726 950 000
Total Retained Equity	278 181 000	253 240 000	240 527 000	219 143 000
Total Equity	278 181 000	253 240 000	240 527 000	219 143 000
Total Long-Term Debt	7 370 000	6 600 000	3 644 000	121 000
Total Current Debt	1 912 481 000	1 835 358 000	1 691 497 000	1 507 686 000
Total Equity and Debt	2 208 721 000	2 103 029 000	1 942 685 000	140 292 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	47 148 000	42 423 000	40 294 000	42 692 000
Cost of Goods Sold	0	0	0	0
Salary Costs	13 673 000	13 577 000	13 114 000	12 850 000
Depreciation	993 000	997 000	480 000	498 000
Impairment	0	0	0	0
Expenditure	33 142 000	29 923 000	30 129 000	26 668 000
Operating Profit	18 226 000	15 879 000	13 744 000	16 024 000
Financial Income	0	0	0	0
Financial Costs	1 138 000	1 625 000	1 440 000	1 834 000
Financial Balance	−1 138 000	−1 625 000	−1 440 000	−1 834 000
Dividends	0	0	0	0
Net Income	26 302 000	12 184 000	12 527 000	11 099 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	12 528 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	1 290 000
Total Tangible Assets	15 438 000	15 996 000	13 447 000	13 818 000
Total Fiancial Fixed Assets	124 769 000	102 046 000	127 239 000	107 432 000
Total Fixed Assets	140 207 000	118 042 000	140 686 000	121 250 000
Stock	0	0	0	0
Total Investments	179 156 000	201 910 000	187 667 000	111 512 000
Cash, Bank	0	0	0	0
Total Current Assets	2 024 526 000	1 941 442 000	1 799 186 000	1 603 520 000
Total Assets	2 208 721 000	2 103 029 000	1 942 685 000	1 726 950 000
Total Equity	278 181 000	253 240 000	240 527 000	219 143 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	7 370 000	6 600 000	3 644 000	121 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	1 817 157 000	1 737 458 000	1 577 835 000	1 422 217 000
Total Current Debt	1 912 481 000	1 835 358 000	1 691 497 000	1 507 686 000
Total Equity and Debt	2 208 721 000	2 103 029 000	1 942 685 000	140 292 000

Financial indicators	2022	2021	2020	2019
Return on Equity	9,45 %	4,81 %	5,21 %	5,06 %
Debt-to-Equity Ratio	0,03	0,03	0,02	0
Operating Profit Margin	38,66 %	37,43 %	34,11 %	37,53 %
Current Ratio	1,06	1,06	1,06	1,06
Quick Ratio	1,06	1,06	1,06	1,06
Equity Ratio	0,13	0,12	0,12	0,13
Gross Profit Margin	100 %	100 %	100 %	100 %