SØGNE OG GREIPSTAD SPAREBANK

4640 SØGNE

Finances

Return on Equity

8,19 %

Current Ratio

1,09

Debt-to-Equity Ratio

0,1

Key figures (NOK)	2022	2021	2020	2019
Revenue	126 547 000	98 395 000	106 060 000	95 335 000
Net Income	51 916 000	40 447 000	41 167 000	32 217 000
Total Assets	5 041 608 000	4 941 292 000	4 721 817 000	4 435 318 000
Total Equity	634 134 000	585 418 000	548 272 000	475 558 000

Income (NOK)	2022	2021	2020	2019
Revenue	126 547 000	98 395 000	106 060 000	95 335 000
Expenditure	71 484 000	60 207 000	55 036 000	52 574 000
Operating Profit	64 890 000	49 295 000	53 096 000	42 760 000
Financial Income	0	0	0	0
Financial Costs	408 000	2 034 000	5 638 000	478 000
Financial Balance	−408 000	−2 034 000	−5 638 000	−478 000
Earnings Before Tax	64 482 000	47 261 000	47 459 000	42 281 000
Tax	−11 787 000	−7 967 000	−6 478 000	10 064 000
Net Income	51 916 000	40 447 000	41 167 000	32 217 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	239 334 000	188 296 000	187 692 000	140 171 000
Total Current Assets	4 723 333 000	4 674 675 000	4 453 100 000	4 295 147 000
Total Assets	5 041 608 000	4 941 292 000	4 721 817 000	4 435 318 000
Total Retained Equity	634 134 000	585 418 000	548 272 000	475 558 000
Total Equity	634 134 000	585 418 000	548 272 000	475 558 000
Total Long-Term Debt	63 923 000	59 477 000	58 999 000	50 854 000
Total Current Debt	4 325 423 000	4 284 157 000	4 099 543 000	3 908 905 000
Total Equity and Debt	5 041 608 000	4 941 292 000	4 721 817 000	275 743 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	126 547 000	98 395 000	106 060 000	95 335 000
Cost of Goods Sold	0	0	0	0
Salary Costs	38 230 000	31 936 000	30 125 000	27 923 000
Depreciation	1 396 000	1 388 000	1 425 000	1 600 000
Impairment	0	0	0	0
Expenditure	71 484 000	60 207 000	55 036 000	52 574 000
Operating Profit	64 890 000	49 295 000	53 096 000	42 760 000
Financial Income	0	0	0	0
Financial Costs	408 000	2 034 000	5 638 000	478 000
Financial Balance	−408 000	−2 034 000	−5 638 000	−478 000
Dividends	0	0	0	0
Net Income	51 916 000	40 447 000	41 167 000	32 217 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	16 158 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	2 962 000
Total Tangible Assets	17 670 000	18 411 000	18 826 000	19 119 000
Total Fiancial Fixed Assets	221 664 000	169 885 000	168 866 000	121 052 000
Total Fixed Assets	239 334 000	188 296 000	187 692 000	140 171 000
Stock	0	0	0	0
Total Investments	244 688 000	241 742 000	230 952 000	230 801 000
Cash, Bank	0	0	0	0
Total Current Assets	4 723 333 000	4 674 675 000	4 453 100 000	4 295 147 000
Total Assets	5 041 608 000	4 941 292 000	4 721 817 000	4 435 318 000
Total Equity	634 134 000	585 418 000	548 272 000	475 558 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	63 923 000	59 477 000	58 999 000	50 854 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	4 191 016 000	4 154 189 000	3 922 289 000	3 652 186 000
Total Current Debt	4 325 423 000	4 284 157 000	4 099 543 000	3 908 905 000
Total Equity and Debt	5 041 608 000	4 941 292 000	4 721 817 000	275 743 000

Financial indicators	2022	2021	2020	2019
Return on Equity	8,19 %	6,91 %	7,51 %	6,77 %
Debt-to-Equity Ratio	0,1	0,1	0,11	0,11
Operating Profit Margin	51,28 %	50,1 %	50,06 %	44,85 %
Current Ratio	1,09	1,09	1,09	1,1
Quick Ratio	1,09	1,09	1,09	1,1
Equity Ratio	0,13	0,12	0,12	0,11
Gross Profit Margin	100 %	100 %	100 %	100 %