SKUDENES & AAKRA SPAREBANK

4270 ÅKREHAMN

Finances

Return on Equity

8,38 %

Current Ratio

1,08

Debt-to-Equity Ratio

0,09

Key figures (NOK)	2022	2021	2020	2019
Revenue	242 078 000	212 101 000	221 459 000	208 282 000
Net Income	108 966 000	100 056 000	98 708 000	126 069 000
Total Assets	11 019 489 000	10 882 112 000	10 202 540 000	9 524 448 000
Total Equity	1 300 369 000	1 209 607 000	1 117 809 000	937 099 000

Income (NOK)	2022	2021	2020	2019
Revenue	242 078 000	212 101 000	221 459 000	208 282 000
Expenditure	108 545 000	96 305 000	91 301 000	9 942 000
Operating Profit	152 509 000	133 130 000	135 222 000	126 069 000
Financial Income	0	0	0	0
Financial Costs	9 667 000	5 025 000	9 867 000	0
Financial Balance	−9 667 000	−5 025 000	−9 867 000	0
Earnings Before Tax	142 842 000	128 106 000	125 354 000	126 069 000
Tax	−33 876 000	−28 050 000	−26 646 000	0
Net Income	108 966 000	100 056 000	98 708 000	126 069 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	604 187 000	549 040 000	488 470 000	471 964 000
Total Current Assets	10 320 405 000	10 238 274 000	9 620 068 000	0
Total Assets	11 019 489 000	10 882 112 000	10 202 540 000	9 524 448 000
Total Retained Equity	1 080 047 000	989 368 000	907 540 000	796 980 000
Total Equity	1 300 369 000	1 209 607 000	1 117 809 000	937 099 000
Total Long-Term Debt	122 138 000	115 211 000	111 994 000	101 709 000
Total Current Debt	9 566 825 000	9 528 043 000	8 947 994 000	8 370 914 000
Total Equity and Debt	11 019 489 000	10 882 112 000	10 202 540 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	242 078 000	212 101 000	221 459 000	208 282 000
Cost of Goods Sold	0	0	0	0
Salary Costs	53 789 000	50 360 000	45 793 000	0
Depreciation	7 280 000	6 010 000	5 840 000	0
Impairment	0	0	0	0
Expenditure	108 545 000	96 305 000	91 301 000	9 942 000
Operating Profit	152 509 000	133 130 000	135 222 000	126 069 000
Financial Income	0	0	0	0
Financial Costs	9 667 000	5 025 000	9 867 000	0
Financial Balance	−9 667 000	−5 025 000	−9 867 000	0
Dividends	0	0	0	0
Net Income	108 966 000	100 056 000	98 708 000	126 069 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	4 140 000	3 028 000	2 252 000	1 632 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	35 983 000	36 626 000	27 350 000	30 857 000
Total Fiancial Fixed Assets	564 064 000	509 386 000	458 868 000	439 475 000
Total Fixed Assets	604 187 000	549 040 000	488 470 000	471 964 000
Stock	0	0	0	0
Total Investments	624 399 000	600 409 000	602 275 000	0
Cash, Bank	0	0	0	0
Total Current Assets	10 320 405 000	10 238 274 000	9 620 068 000	0
Total Assets	11 019 489 000	10 882 112 000	10 202 540 000	9 524 448 000
Total Equity	1 300 369 000	1 209 607 000	1 117 809 000	937 099 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	122 138 000	115 211 000	111 994 000	101 709 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	9 451 417 000	9 362 010 000	8 566 917 000	8 165 914 000
Total Current Debt	9 566 825 000	9 528 043 000	8 947 994 000	8 370 914 000
Total Equity and Debt	11 019 489 000	10 882 112 000	10 202 540 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	8,38 %	8,27 %	8,83 %	13,45 %
Debt-to-Equity Ratio	0,09	0,1	0,1	0,11
Operating Profit Margin	63 %	62,77 %	61,06 %	60,53 %
Current Ratio	1,08	1,07	1,08	0
Quick Ratio	1,08	1,07	1,08	0
Equity Ratio	0,12	0,11	0,11	0,1
Gross Profit Margin	100 %	100 %	100 %	100 %