FANA SPAREBANK

5221 NESTTUN

Finances

Return on Equity

7,73 %

Current Ratio

1,12

Debt-to-Equity Ratio

0,15

Key figures (NOK)	2022	2021	2020	2019
Revenue	437 900 000	310 400 000	353 200 000	392 700 000
Net Income	191 400 000	84 500 000	103 600 000	158 200 000
Total Assets	19 158 000 000	19 641 800 000	19 935 700 000	18 270 600 000
Total Equity	2 476 500 000	2 364 000 000	2 299 600 000	2 212 600 000

Income (NOK)	2022	2021	2020	2019
Revenue	437 900 000	310 400 000	353 200 000	392 700 000
Expenditure	217 300 000	210 600 000	203 700 000	200 800 000
Operating Profit	226 300 000	115 900 000	149 500 000	191 900 000
Financial Income	0	0	0	0
Financial Costs	−5 200 000	9 000 000	18 700 000	−16 200 000
Financial Balance	5 200 000	−9 000 000	−18 700 000	16 200 000
Earnings Before Tax	231 500 000	106 900 000	130 800 000	208 100 000
Tax	−41 500 000	−22 700 000	27 200 000	49 900 000
Net Income	191 400 000	84 500 000	103 600 000	158 200 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 010 400 000	1 128 100 000	1 006 900 000	834 400 000
Total Current Assets	18 065 400 000	18 438 200 000	18 928 800 000	17 436 200 000
Total Assets	19 158 000 000	19 641 800 000	19 935 700 000	18 270 600 000
Total Retained Equity	2 476 500 000	2 364 000 000	2 299 600 000	2 212 600 000
Total Equity	2 476 500 000	2 364 000 000	2 299 600 000	2 212 600 000
Total Long-Term Debt	382 700 000	355 600 000	370 000 000	350 000 000
Total Current Debt	16 104 100 000	16 775 800 000	17 266 100 000	15 708 000 000
Total Equity and Debt	19 158 100 000	19 641 800 000	0	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	437 900 000	310 400 000	353 200 000	392 700 000
Cost of Goods Sold	0	0	0	0
Salary Costs	171 900 000	172 500 000	109 000 000	110 100 000
Depreciation	13 000 000	13 000 000	12 800 000	12 000 000
Impairment	0	0	0	0
Expenditure	217 300 000	210 600 000	203 700 000	200 800 000
Operating Profit	226 300 000	115 900 000	149 500 000	191 900 000
Financial Income	0	0	0	0
Financial Costs	−5 200 000	9 000 000	18 700 000	−16 200 000
Financial Balance	5 200 000	−9 000 000	−18 700 000	16 200 000
Dividends	0	0	0	0
Net Income	191 400 000	84 500 000	103 600 000	158 200 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	21 400 000	22 600 000	47 200 000	38 400 000
Real Eastate	0	0	66 600 000	64 300 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	5 200 000	6 200 000
Total Tangible Assets	83 300 000	68 400 000	71 800 000	70 500 000
Total Fiancial Fixed Assets	905 700 000	1 037 100 000	887 900 000	725 500 000
Total Fixed Assets	1 010 400 000	1 128 100 000	1 006 900 000	834 400 000
Stock	0	0	0	0
Total Investments	3 621 100 000	3 131 800 000	3 337 800 000	2 090 100 000
Cash, Bank	0	0	0	0
Total Current Assets	18 065 400 000	18 438 200 000	18 928 800 000	17 436 200 000
Total Assets	19 158 000 000	19 641 800 000	19 935 700 000	18 270 600 000
Total Equity	2 476 500 000	2 364 000 000	2 299 600 000	2 212 600 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	382 700 000	355 600 000	370 000 000	350 000 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	15 826 200 000	16 838 500 000	16 800 700 000	15 674 300 000
Total Current Debt	16 104 100 000	16 775 800 000	17 266 100 000	15 708 000 000
Total Equity and Debt	19 158 100 000	19 641 800 000	0	0

Financial indicators	2022	2021	2020	2019
Return on Equity	7,73 %	3,57 %	4,51 %	7,15 %
Debt-to-Equity Ratio	0,15	0,15	0,16	0,16
Operating Profit Margin	51,68 %	37,34 %	42,33 %	48,87 %
Current Ratio	1,12	1,1	1,1	1,11
Quick Ratio	1,12	1,1	1,1	1,11
Equity Ratio	0,13	0,12	0,12	0,12
Gross Profit Margin	100 %	100 %	100 %	100 %