TYSNES SPAREBANK

5680 TYSNES

Finances

Return on Equity

8,72 %

Current Ratio

1,1

Debt-to-Equity Ratio

0,12

Key figures (NOK)	2022	2021	2020	2019
Revenue	81 443 000	77 585 000	78 226 000	75 568 000
Net Income	39 896 000	27 172 000	29 707 000	27 770 000
Total Assets	3 309 178 000	3 234 363 000	2 950 339 000	2 754 488 000
Total Equity	457 684 000	395 144 000	369 447 000	318 878 000

Income (NOK)	2022	2021	2020	2019
Revenue	81 443 000	77 585 000	78 226 000	75 568 000
Expenditure	41 373 000	42 322 000	37 036 000	34 694 000
Operating Profit	44 495 000	38 132 000	44 072 000	40 874 000
Financial Income	0	0	0	0
Financial Costs	4 827 000	3 024 000	7 990 000	4 574 000
Financial Balance	−4 827 000	−3 024 000	−7 990 000	−4 574 000
Earnings Before Tax	39 668 000	35 109 000	36 083 000	36 298 000
Tax	−9 013 000	−7 949 000	−8 507 000	8 528 000
Net Income	39 896 000	27 172 000	29 707 000	27 770 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	203 276 000	171 550 000	97 631 000	125 770 000
Total Current Assets	3 059 978 000	3 059 069 000	2 848 397 000	2 628 717 000
Total Assets	3 309 178 000	3 234 363 000	2 950 339 000	2 754 488 000
Total Retained Equity	247 638 000	222 911 000	197 213 000	166 645 000
Total Equity	457 684 000	395 144 000	369 447 000	318 878 000
Total Long-Term Debt	54 298 000	45 248 000	39 220 000	50 587 000
Total Current Debt	2 781 975 000	2 780 573 000	2 531 962 000	2 385 023 000
Total Equity and Debt	3 309 178 000	3 234 363 000	2 950 339 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	81 443 000	77 585 000	78 226 000	75 568 000
Cost of Goods Sold	0	0	0	0
Salary Costs	18 129 000	18 120 000	16 312 000	17 146 000
Depreciation	1 809 000	863 000	523 000	634 000
Impairment	0	0	0	0
Expenditure	41 373 000	42 322 000	37 036 000	34 694 000
Operating Profit	44 495 000	38 132 000	44 072 000	40 874 000
Financial Income	0	0	0	0
Financial Costs	4 827 000	3 024 000	7 990 000	4 574 000
Financial Balance	−4 827 000	−3 024 000	−7 990 000	−4 574 000
Dividends	0	0	0	0
Net Income	39 896 000	27 172 000	29 707 000	27 770 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	1 626 000
Real Eastate	0	0	0	6 248 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	430 000
Total Tangible Assets	8 683 000	9 742 000	6 605 000	6 677 000
Total Fiancial Fixed Assets	194 593 000	161 808 000	91 026 000	117 467 000
Total Fixed Assets	203 276 000	171 550 000	97 631 000	125 770 000
Stock	0	0	0	0
Total Investments	422 988 000	380 691 000	298 784 000	118 475 000
Cash, Bank	0	0	0	0
Total Current Assets	3 059 978 000	3 059 069 000	2 848 397 000	2 628 717 000
Total Assets	3 309 178 000	3 234 363 000	2 950 339 000	2 754 488 000
Total Equity	457 684 000	395 144 000	369 447 000	318 878 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	54 298 000	45 248 000	39 220 000	50 587 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	2 621 300 000	2 596 914 000	2 336 357 000	2 180 079 000
Total Current Debt	2 781 975 000	2 780 573 000	2 531 962 000	2 385 023 000
Total Equity and Debt	3 309 178 000	3 234 363 000	2 950 339 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	8,72 %	6,88 %	8,04 %	8,71 %
Debt-to-Equity Ratio	0,12	0,11	0,11	0,16
Operating Profit Margin	54,63 %	49,15 %	56,34 %	54,09 %
Current Ratio	1,1	1,1	1,12	1,1
Quick Ratio	1,1	1,1	1,12	1,1
Equity Ratio	0,14	0,12	0,13	0,12
Gross Profit Margin	100 %	100 %	100 %	100 %