RINDAL SPAREBANK

6657 RINDAL

Finances

Return on Equity

11,49 %

Current Ratio

1,07

Debt-to-Equity Ratio

0,02

Key figures (NOK)	2022	2021	2020	2019
Revenue	54 300 000	46 172 000	44 264 000	51 246 000
Net Income	38 091 000	21 306 000	15 966 000	18 730 000
Total Assets	2 562 500 000	2 313 464 000	2 152 193 000	2 073 917 000
Total Equity	331 457 000	295 375 000	274 544 000	239 735 000

Income (NOK)	2022	2021	2020	2019
Revenue	54 300 000	46 172 000	44 264 000	51 246 000
Expenditure	31 429 000	28 800 000	29 964 000	25 501 000
Operating Profit	28 535 000	22 059 000	19 301 000	25 745 000
Financial Income	0	0	0	0
Financial Costs	29 000	−3 257 000	3 521 000	1 396 000
Financial Balance	−29 000	3 257 000	−3 521 000	−1 396 000
Earnings Before Tax	28 506 000	25 316 000	15 780 000	24 349 000
Tax	−6 072 000	−4 858 000	−3 064 000	5 619 000
Net Income	38 091 000	21 306 000	15 966 000	18 730 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	105 317 000	80 008 000	70 327 000	50 848 000
Total Current Assets	2 383 542 000	2 230 423 000	2 077 966 000	2 023 069 000
Total Assets	2 562 500 000	2 313 464 000	2 152 193 000	2 073 917 000
Total Retained Equity	331 457 000	295 375 000	274 544 000	239 735 000
Total Equity	331 457 000	295 375 000	274 544 000	239 735 000
Total Long-Term Debt	7 944 000	36 561 000	33 806 000	30 000 000
Total Current Debt	2 219 895 000	1 975 817 000	1 836 815 000	1 804 182 000
Total Equity and Debt	2 562 501 000	2 313 464 000	2 152 193 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	54 300 000	46 172 000	44 264 000	51 246 000
Cost of Goods Sold	0	0	0	0
Salary Costs	13 487 000	12 153 000	11 030 000	12 034 000
Depreciation	905 000	896 000	391 000	537 000
Impairment	0	0	0	0
Expenditure	31 429 000	28 800 000	29 964 000	25 501 000
Operating Profit	28 535 000	22 059 000	19 301 000	25 745 000
Financial Income	0	0	0	0
Financial Costs	29 000	−3 257 000	3 521 000	1 396 000
Financial Balance	−29 000	3 257 000	−3 521 000	−1 396 000
Dividends	0	0	0	0
Net Income	38 091 000	21 306 000	15 966 000	18 730 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	162 000
Real Eastate	0	0	0	2 895 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	330 000
Total Tangible Assets	4 988 000	5 894 000	5 437 000	3 225 000
Total Fiancial Fixed Assets	100 329 000	74 114 000	64 890 000	47 461 000
Total Fixed Assets	105 317 000	80 008 000	70 327 000	50 848 000
Stock	0	0	0	0
Total Investments	190 754 000	195 243 000	171 148 000	115 045 000
Cash, Bank	0	0	0	0
Total Current Assets	2 383 542 000	2 230 423 000	2 077 966 000	2 023 069 000
Total Assets	2 562 500 000	2 313 464 000	2 152 193 000	2 073 917 000
Total Equity	331 457 000	295 375 000	274 544 000	239 735 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	7 944 000	36 561 000	33 806 000	30 000 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	2 102 426 000	1 891 378 000	1 783 781 000	1 694 182 000
Total Current Debt	2 219 895 000	1 975 817 000	1 836 815 000	1 804 182 000
Total Equity and Debt	2 562 501 000	2 313 464 000	2 152 193 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	11,49 %	7,21 %	5,82 %	7,81 %
Debt-to-Equity Ratio	0,02	0,12	0,12	0,13
Operating Profit Margin	52,55 %	47,78 %	43,6 %	50,24 %
Current Ratio	1,07	1,13	1,13	1,12
Quick Ratio	1,07	1,13	1,13	1,12
Equity Ratio	0,13	0,13	0,13	0,12
Gross Profit Margin	100 %	100 %	100 %	100 %