MELHUS SPAREBANK

7224 MELHUS

Finances

Return on Equity

N/A

Current Ratio

N/A

Debt-to-Equity Ratio

N/A

Key figures (NOK)	2021	2020	2019
Revenue	215 796 000	190 733 000	221 581 000
Net Income	108 475 000	98 311 000	97 582 000
Total Assets	10 219 545 000	9 505 696 000	8 989 475 000
Total Equity	1 202 774 000	1 118 320 000	1 102 269 000

Income (NOK)	2021	2020	2019
Revenue	215 796 000	190 733 000	221 581 000
Expenditure	114 394 000	98 439 000	95 850 000
Operating Profit	125 023 000	116 426 000	125 731 000
Financial Income	0	0	−448 000
Financial Costs	−8 070 000	5 877 000	0
Financial Balance	8 070 000	−5 877 000	−448 000
Earnings Before Tax	133 093 000	110 549 000	125 283 000
Tax	−27 855 000	−22 343 000	27 701 000
Net Income	108 475 000	98 311 000	97 582 000

Balance (NOK)	2021	2020	2019
Total Fixed Assets	769 635 000	639 216 000	76 674 000
Total Current Assets	9 445 749 000	8 841 281 000	8 912 801 000
Total Assets	10 219 545 000	9 505 696 000	8 989 475 000
Total Retained Equity	817 088 000	732 666 000	801 557 000
Total Equity	1 202 774 000	1 118 320 000	1 102 269 000
Total Long-Term Debt	122 583 000	121 811 000	2 472 713 000
Total Current Debt	8 830 982 000	8 219 064 000	5 414 492 000
Total Equity and Debt	10 219 545 000	9 505 696 000	8 989 474 000

Cash flow (NOK)	2021	2020	2019
Sales Income	0	0	0
Other Income	0	0	221 581 000
Revenue	215 796 000	190 733 000	221 581 000
Cost of Goods Sold	0	0	0
Salary Costs	58 270 000	52 078 000	52 078 000
Depreciation	9 091 000	3 951 000	5 071 000
Impairment	0	0	0
Expenditure	114 394 000	98 439 000	95 850 000
Operating Profit	125 023 000	116 426 000	125 731 000
Financial Income	0	0	−448 000
Financial Costs	−8 070 000	5 877 000	0
Financial Balance	8 070 000	−5 877 000	−448 000
Dividends	0	0	0
Net Income	108 475 000	98 311 000	97 582 000

Balance details (NOK)	2021	2020	2019
Goodwill	0	0	893 000
Total Intangible Assets	39 000	289 000	1 566 000
Real Eastate	0	0	21 426 000
Machinery and Plant Facilities	0	0	0
Fixtures	0	0	12 596 000
Total Tangible Assets	98 843 000	40 365 000	34 022 000
Total Fiancial Fixed Assets	670 753 000	598 562 000	41 086 000
Total Fixed Assets	769 635 000	639 216 000	76 674 000
Stock	0	0	0
Total Investments	575 805 000	572 239 000	8 903 048 000
Cash, Bank	0	0	9 753 000
Total Current Assets	9 445 749 000	8 841 281 000	8 912 801 000
Total Assets	10 219 545 000	9 505 696 000	8 989 475 000
Total Equity	1 202 774 000	1 118 320 000	1 102 269 000
Short-Term Group Debt	0	0	0
Total Long-Term Debt	122 583 000	121 811 000	2 472 713 000
Creditors	0	0	0
Unpaid Taxes	0	0	0
Dividends	0	0	0
Other Current Debt	8 891 551 000	8 164 253 000	5 365 277 000
Total Current Debt	8 830 982 000	8 219 064 000	5 414 492 000
Total Equity and Debt	10 219 545 000	9 505 696 000	8 989 474 000

Financial indicators	2022	2021	2020	2019
Return on Equity	-	9,02 %	8,79 %	8,85 %
Debt-to-Equity Ratio	-	0,1	0,11	2,24
Operating Profit Margin	-	57,94 %	61,04 %	56,74 %
Current Ratio	-	1,07	1,08	1,65
Quick Ratio	-	1,07	1,08	1,65
Equity Ratio	-	0,12	0,12	0,12
Gross Profit Margin	-	100 %	100 %	100 %