TRØNDELAG SPAREBANK

7130 BREKSTAD

Finances

Return on Equity

8,97 %

Current Ratio

1,1

Debt-to-Equity Ratio

0,12

Key figures (NOK)	2022	2021	2020	2019
Revenue	115 250 000	100 466 000	94 465 000	91 380 000
Net Income	52 675 000	40 164 000	31 049 000	26 954 000
Total Assets	4 809 516 000	4 129 792 000	4 002 530 000	3 438 118 000
Total Equity	587 125 000	467 239 000	433 197 000	359 361 000

Income (NOK)	2022	2021	2020	2019
Revenue	115 250 000	100 466 000	94 465 000	91 380 000
Expenditure	72 158 000	61 697 000	53 793 000	49 999 000
Operating Profit	49 741 000	42 762 000	44 447 000	41 381 000
Financial Income	0	0	0	0
Financial Costs	3 451 000	−6 128 000	8 941 000	5 519 000
Financial Balance	−3 451 000	6 128 000	−8 941 000	−5 519 000
Earnings Before Tax	46 290 000	48 890 000	35 506 000	35 862 000
Tax	−9 159 000	−10 741 000	−7 555 000	8 908 000
Net Income	52 675 000	40 164 000	31 049 000	26 954 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	170 099 000	125 840 000	102 243 000	85 958 000
Total Current Assets	4 555 439 000	3 998 074 000	3 892 232 000	3 350 930 000
Total Assets	4 809 516 000	4 129 792 000	4 002 530 000	3 438 118 000
Total Retained Equity	398 136 000	355 031 000	322 289 000	278 453 000
Total Equity	587 125 000	467 239 000	433 197 000	359 361 000
Total Long-Term Debt	71 054 000	73 978 000	40 870 000	61 529 000
Total Current Debt	4 141 551 000	3 579 191 000	3 514 498 000	3 017 228 000
Total Equity and Debt	4 809 516 000	4 129 792 000	4 002 530 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	115 250 000	100 466 000	94 465 000	91 380 000
Cost of Goods Sold	0	0	0	0
Salary Costs	32 159 000	30 178 000	25 912 000	24 623 000
Depreciation	3 873 000	3 580 000	1 130 000	1 298 000
Impairment	0	0	0	0
Expenditure	72 158 000	61 697 000	53 793 000	49 999 000
Operating Profit	49 741 000	42 762 000	44 447 000	41 381 000
Financial Income	0	0	0	0
Financial Costs	3 451 000	−6 128 000	8 941 000	5 519 000
Financial Balance	−3 451 000	6 128 000	−8 941 000	−5 519 000
Dividends	0	0	0	0
Net Income	52 675 000	40 164 000	31 049 000	26 954 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	737 000
Real Eastate	0	0	0	13 463 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	1 434 000
Total Tangible Assets	31 032 000	34 596 000	23 044 000	14 897 000
Total Fiancial Fixed Assets	139 067 000	91 244 000	79 199 000	70 324 000
Total Fixed Assets	170 099 000	125 840 000	102 243 000	85 958 000
Stock	0	0	0	0
Total Investments	219 157 000	198 714 000	265 051 000	130 202 000
Cash, Bank	0	0	0	0
Total Current Assets	4 555 439 000	3 998 074 000	3 892 232 000	3 350 930 000
Total Assets	4 809 516 000	4 129 792 000	4 002 530 000	3 438 118 000
Total Equity	587 125 000	467 239 000	433 197 000	359 361 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	71 054 000	73 978 000	40 870 000	61 529 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	4 000 399 000	3 393 105 000	3 252 981 000	2 867 228 000
Total Current Debt	4 141 551 000	3 579 191 000	3 514 498 000	3 017 228 000
Total Equity and Debt	4 809 516 000	4 129 792 000	4 002 530 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	8,97 %	8,6 %	7,17 %	7,5 %
Debt-to-Equity Ratio	0,12	0,16	0,09	0,17
Operating Profit Margin	43,16 %	42,56 %	47,05 %	45,28 %
Current Ratio	1,1	1,12	1,11	1,11
Quick Ratio	1,1	1,12	1,11	1,11
Equity Ratio	0,12	0,11	0,11	0,1
Gross Profit Margin	100 %	100 %	100 %	100 %