HEGRA SPAREBANK

7520 HEGRA

Finances

Return on Equity

9,37 %

Current Ratio

1,05

Debt-to-Equity Ratio

0,18

Key figures (NOK)	2022	2021	2020	2019
Revenue	97 157 000	80 099 000	79 883 000	82 035 000
Net Income	42 260 000	26 773 000	27 724 000	28 646 000
Total Assets	3 712 171 000	3 376 152 000	3 126 715 000	2 993 098 000
Total Equity	450 871 000	413 533 000	391 606 000	331 163 000

Income (NOK)	2022	2021	2020	2019
Revenue	97 157 000	80 099 000	79 883 000	82 035 000
Expenditure	52 702 000	45 788 000	42 564 000	39 852 000
Operating Profit	48 474 000	37 174 000	39 643 000	42 183 000
Financial Income	0	0	0	0
Financial Costs	1 410 000	−972 000	2 355 000	3 183 000
Financial Balance	−1 410 000	972 000	−2 355 000	−3 183 000
Earnings Before Tax	47 064 000	38 146 000	37 288 000	39 000 000
Tax	−10 466 000	−10 130 000	−9 408 000	10 354 000
Net Income	42 260 000	26 773 000	27 724 000	28 646 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	190 550 000	154 233 000	159 021 000	221 387 000
Total Current Assets	3 332 509 000	3 216 286 000	2 963 584 000	2 771 711 000
Total Assets	3 712 171 000	3 376 152 000	3 126 715 000	2 993 098 000
Total Retained Equity	380 639 000	343 498 000	321 571 000	291 128 000
Total Equity	450 871 000	413 533 000	391 606 000	331 163 000
Total Long-Term Debt	82 539 000	83 484 000	71 461 000	79 495 000
Total Current Debt	3 167 394 000	2 870 980 000	2 655 716 000	2 582 440 000
Total Equity and Debt	3 712 171 000	3 376 152 000	3 126 715 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	97 157 000	80 099 000	79 883 000	82 035 000
Cost of Goods Sold	0	0	0	0
Salary Costs	24 892 000	23 165 000	21 701 000	20 368 000
Depreciation	1 731 000	1 846 000	954 000	1 016 000
Impairment	0	0	0	0
Expenditure	52 702 000	45 788 000	42 564 000	39 852 000
Operating Profit	48 474 000	37 174 000	39 643 000	42 183 000
Financial Income	0	0	0	0
Financial Costs	1 410 000	−972 000	2 355 000	3 183 000
Financial Balance	−1 410 000	972 000	−2 355 000	−3 183 000
Dividends	0	0	0	0
Net Income	42 260 000	26 773 000	27 724 000	28 646 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	5 471 000
Real Eastate	0	0	0	3 779 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	2 378 000
Total Tangible Assets	10 606 000	12 367 000	5 647 000	6 157 000
Total Fiancial Fixed Assets	179 944 000	141 866 000	153 374 000	209 759 000
Total Fixed Assets	190 550 000	154 233 000	159 021 000	221 387 000
Stock	0	0	0	0
Total Investments	182 656 000	183 116 000	182 099 000	134 611 000
Cash, Bank	0	0	0	0
Total Current Assets	3 332 509 000	3 216 286 000	2 963 584 000	2 771 711 000
Total Assets	3 712 171 000	3 376 152 000	3 126 715 000	2 993 098 000
Total Equity	450 871 000	413 533 000	391 606 000	331 163 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	82 539 000	83 484 000	71 461 000	79 495 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	3 031 529 000	2 732 288 000	2 466 620 000	2 425 521 000
Total Current Debt	3 167 394 000	2 870 980 000	2 655 716 000	2 582 440 000
Total Equity and Debt	3 712 171 000	3 376 152 000	3 126 715 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	9,37 %	6,47 %	7,08 %	8,65 %
Debt-to-Equity Ratio	0,18	0,2	0,18	0,24
Operating Profit Margin	49,89 %	46,41 %	49,63 %	51,42 %
Current Ratio	1,05	1,12	1,12	1,07
Quick Ratio	1,05	1,12	1,12	1,07
Equity Ratio	0,12	0,12	0,13	0,11
Gross Profit Margin	100 %	100 %	100 %	100 %