AASEN SPAREBANK

7630 ÅSEN

Finances

Return on Equity

8,04 %

Current Ratio

1,1

Debt-to-Equity Ratio

0,11

Key figures (NOK)	2022	2021	2020	2019
Revenue	124 959 000	114 908 000	110 921 000	110 310 000
Net Income	55 140 000	42 692 000	48 114 000	40 559 000
Total Assets	5 613 272 000	4 939 421 000	4 079 109 000	3 881 067 000
Total Equity	685 416 000	568 362 000	533 813 000	439 206 000

Income (NOK)	2022	2021	2020	2019
Revenue	124 959 000	114 908 000	110 921 000	110 310 000
Expenditure	61 852 000	63 893 000	56 014 000	51 506 000
Operating Profit	67 025 000	56 298 000	59 054 000	58 804 000
Financial Income	0	0	0	0
Financial Costs	4 705 000	4 196 000	10 338 000	4 678 000
Financial Balance	−4 705 000	−4 196 000	−10 338 000	−4 678 000
Earnings Before Tax	62 320 000	52 102 000	48 716 000	54 126 000
Tax	−12 704 000	−11 383 000	−11 334 000	13 567 000
Net Income	55 140 000	42 692 000	48 114 000	40 559 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	255 055 000	203 318 000	185 878 000	159 486 000
Total Current Assets	5 289 129 000	4 724 041 000	3 879 715 000	3 721 581 000
Total Assets	5 613 272 000	4 939 421 000	4 079 109 000	3 881 067 000
Total Retained Equity	470 215 000	424 781 000	390 232 000	335 625 000
Total Equity	685 416 000	568 362 000	533 813 000	439 206 000
Total Long-Term Debt	77 585 000	76 150 000	70 212 000	98 173 000
Total Current Debt	4 814 308 000	4 265 182 000	3 450 067 000	3 343 689 000
Total Equity and Debt	5 613 271 000	4 939 421 000	4 079 110 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	124 959 000	114 908 000	110 921 000	110 310 000
Cost of Goods Sold	0	0	0	0
Salary Costs	34 400 000	32 202 000	28 831 000	27 133 000
Depreciation	3 627 000	3 365 000	2 278 000	1 506 000
Impairment	0	0	0	0
Expenditure	61 852 000	63 893 000	56 014 000	51 506 000
Operating Profit	67 025 000	56 298 000	59 054 000	58 804 000
Financial Income	0	0	0	0
Financial Costs	4 705 000	4 196 000	10 338 000	4 678 000
Financial Balance	−4 705 000	−4 196 000	−10 338 000	−4 678 000
Dividends	0	0	0	0
Net Income	55 140 000	42 692 000	48 114 000	40 559 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	2 100 000
Real Eastate	0	0	0	14 559 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	2 293 000
Total Tangible Assets	24 883 000	27 841 000	23 839 000	16 852 000
Total Fiancial Fixed Assets	230 172 000	175 477 000	162 039 000	140 534 000
Total Fixed Assets	255 055 000	203 318 000	185 878 000	159 486 000
Stock	0	0	0	0
Total Investments	381 858 000	376 707 000	345 425 000	340 682 000
Cash, Bank	0	0	0	0
Total Current Assets	5 289 129 000	4 724 041 000	3 879 715 000	3 721 581 000
Total Assets	5 613 272 000	4 939 421 000	4 079 109 000	3 881 067 000
Total Equity	685 416 000	568 362 000	533 813 000	439 206 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	77 585 000	76 150 000	70 212 000	98 173 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	4 777 226 000	4 206 953 000	3 350 965 000	3 256 932 000
Total Current Debt	4 814 308 000	4 265 182 000	3 450 067 000	3 343 689 000
Total Equity and Debt	5 613 271 000	4 939 421 000	4 079 110 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	8,04 %	7,51 %	9,01 %	9,23 %
Debt-to-Equity Ratio	0,11	0,13	0,13	0,22
Operating Profit Margin	53,64 %	48,99 %	53,24 %	53,31 %
Current Ratio	1,1	1,11	1,12	1,11
Quick Ratio	1,1	1,11	1,12	1,11
Equity Ratio	0,12	0,12	0,13	0,11
Gross Profit Margin	100 %	100 %	100 %	100 %