GILDESKÅL SPAREBANK

8140 INNDYR

Finances

Return on Equity

6,43 %

Current Ratio

N/A

Debt-to-Equity Ratio

5,83

Key figures (NOK)	2022	2021	2020	2019
Revenue	30 508 000	26 613 000	25 349 000	22 048 000
Net Income	8 530 000	6 252 000	5 104 000	3 117 000
Total Assets	905 740 000	798 216 000	736 476 000	673 802 000
Total Equity	132 622 000	96 957 000	90 355 000	82 910 000

Income (NOK)	2022	2021	2020	2019
Revenue	30 508 000	26 613 000	25 349 000	22 048 000
Expenditure	19 340 000	18 486 000	18 783 000	17 994 000
Operating Profit	11 168 000	8 127 000	6 566 000	4 054 000
Financial Income	0	0	0	0
Financial Costs	0	0	0	0
Financial Balance	0	0	0	0
Earnings Before Tax	11 168 000	8 127 000	6 566 000	4 054 000
Tax	2 638 000	1 875 000	1 462 000	937 000
Net Income	8 530 000	6 252 000	5 104 000	3 117 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	98 762 000	71 489 000	90 063 000	44 335 000
Total Current Assets	806 978 000	726 727 000	646 413 000	629 467 000
Total Assets	905 740 000	798 216 000	736 476 000	673 802 000
Total Retained Equity	0	0	0	0
Total Equity	132 622 000	96 957 000	90 355 000	82 910 000
Total Long-Term Debt	773 116 000	701 259 000	646 120 000	590 890 000
Total Current Debt	0	0	0	0
Total Equity and Debt	905 738 000	798 216 000	736 475 000	673 800 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	30 508 000	26 613 000	25 349 000	22 048 000
Revenue	30 508 000	26 613 000	25 349 000	22 048 000
Cost of Goods Sold	0	0	0	0
Salary Costs	8 147 000	7 693 000	13 971 000	14 479 000
Depreciation	742 000	732 000	0	0
Impairment	0	0	1 417 000	919 000
Expenditure	19 340 000	18 486 000	18 783 000	17 994 000
Operating Profit	11 168 000	8 127 000	6 566 000	4 054 000
Financial Income	0	0	0	0
Financial Costs	0	0	0	0
Financial Balance	0	0	0	0
Dividends	0	0	0	0
Net Income	8 530 000	6 252 000	5 104 000	3 117 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	921 000
Total Intangible Assets	589 000	597 000	696 000	2 671 000
Real Eastate	3 687 000	4 279 000	2 944 000	3 168 000
Machinery and Plant Facilities	69 000	134 000	240 000	363 000
Fixtures	0	0	0	0
Total Tangible Assets	3 756 000	4 413 000	3 184 000	3 531 000
Total Fiancial Fixed Assets	94 417 000	66 479 000	86 183 000	38 133 000
Total Fixed Assets	98 762 000	71 489 000	90 063 000	44 335 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	45 479 000	58 759 000	35 234 000	28 926 000
Total Current Assets	806 978 000	726 727 000	646 413 000	629 467 000
Total Assets	905 740 000	798 216 000	736 476 000	673 802 000
Total Equity	132 622 000	96 957 000	90 355 000	82 910 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	773 116 000	701 259 000	646 120 000	590 890 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	0	0	0	0
Total Current Debt	0	0	0	0
Total Equity and Debt	905 738 000	798 216 000	736 475 000	673 800 000

Financial indicators	2022	2021	2020	2019
Return on Equity	6,43 %	6,45 %	5,65 %	3,76 %
Debt-to-Equity Ratio	5,83	7,23	7,15	7,13
Operating Profit Margin	36,61 %	30,54 %	25,9 %	18,39 %
Current Ratio	-	-	-	-
Quick Ratio	-	-	-	-
Equity Ratio	0,15	0,12	0,12	0,12
Gross Profit Margin	100 %	100 %	100 %	100 %