Assuranceforeningen SKULD (Gjensidig)

0158 OSLO

Finances

Return on Equity

−4,83 %

Current Ratio

12,68

Debt-to-Equity Ratio

3,2

Key figures (USD)	2023	2022	2021	2020
Revenue	310 397 000	284 714 000	285 431 000	255 367 000
Net Income	−18 093 000	−30 286 000	22 314 000	39 695 000
Total Assets	1 657 252 000	1 504 606 000	1 313 258 000	1 265 096 000
Total Equity	374 211 000	394 232 000	424 518 000	402 336 000

Income (USD)	2023	2022	2021	2020
Revenue	310 397 000	284 714 000	285 431 000	255 367 000
Expenditure	0	0	0	0
Operating Profit	−3 968 000	−46 291 000	−28 186 000	−7 579 000
Financial Income	−33 009 000	−1 227 000	71 978 000	42 804 000
Financial Costs	1 166 000	1 058 000	1 443 000	981 000
Financial Balance	−34 175 000	−2 285 000	70 535 000	41 823 000
Earnings Before Tax	−38 143 000	−48 576 000	42 349 000	34 244 000
Tax	−21 577 000	−17 608 000	19 409 000	−5 363 000
Net Income	−18 093 000	−30 286 000	22 314 000	39 695 000

Balance (USD)	2023	2022	2021	2020
Total Fixed Assets	571 458 000	396 341 000	221 843 000	290 739 000
Total Current Assets	1 083 760 000	1 108 265 000	1 091 415 000	974 357 000
Total Assets	1 657 252 000	1 504 606 000	1 313 258 000	1 265 096 000
Total Retained Equity	0	394 232 000	424 518 000	402 336 000
Total Equity	374 211 000	394 232 000	424 518 000	402 336 000
Total Long-Term Debt	1 197 584 000	1 034 201 000	827 179 000	801 636 000
Total Current Debt	85 455 000	76 173 000	61 562 000	61 124 000
Total Equity and Debt	1 657 250 000	1 504 606 000	1 313 259 000	1 265 096 000

Cash flow (USD)	2023	2022	2021	2020
Sales Income	310 397 000	284 714 000	285 431 000	255 367 000
Other Income	0	0	0	0
Revenue	310 397 000	284 714 000	285 431 000	255 367 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	−3 968 000	−46 291 000	−28 186 000	−7 579 000
Financial Income	−33 009 000	−1 227 000	71 978 000	42 804 000
Financial Costs	1 166 000	1 058 000	1 443 000	981 000
Financial Balance	−34 175 000	−2 285 000	70 535 000	41 823 000
Dividends	0	0	0	0
Net Income	−18 093 000	−30 286 000	22 314 000	39 695 000

Balance details (USD)	2023	2022	2021	2020
Goodwill	0	0	0	0
Total Intangible Assets	2 034 000	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	3 783 000	5 689 000	4 924 000	5 691 000
Total Tangible Assets	3 783 000	5 689 000	4 924 000	5 691 000
Total Fiancial Fixed Assets	567 675 000	390 652 000	216 919 000	285 048 000
Total Fixed Assets	571 458 000	396 341 000	221 843 000	290 739 000
Stock	0	0	0	0
Total Investments	783 110 000	868 644 000	856 808 000	797 399 000
Cash, Bank	0	0	0	0
Total Current Assets	1 083 760 000	1 108 265 000	1 091 415 000	974 357 000
Total Assets	1 657 252 000	1 504 606 000	1 313 258 000	1 265 096 000
Total Equity	374 211 000	394 232 000	424 518 000	402 336 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	1 197 584 000	1 034 201 000	827 179 000	801 636 000
Creditors	14 974 000	11 725 000	10 954 000	7 852 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	69 563 000	64 448 000	50 608 000	53 272 000
Total Current Debt	85 455 000	76 173 000	61 562 000	61 124 000
Total Equity and Debt	1 657 250 000	1 504 606 000	1 313 259 000	1 265 096 000

Financial indicators	2023	2022	2021	2020
Return on Equity	−4,83 %	−7,68 %	5,26 %	9,87 %
Debt-to-Equity Ratio	3,2	2,62	1,95	1,99
Operating Profit Margin	−1,28 %	−16,26 %	−9,87 %	−2,97 %
Current Ratio	12,68	14,55	17,73	15,94
Quick Ratio	12,68	14,55	17,73	15,94
Equity Ratio	0,23	0,26	0,32	0,32
Gross Profit Margin	100 %	100 %	100 %	100 %