Assuranceforeningen Gard - gjensidig -

4836 ARENDAL

Finances

Share Ownership

Return on Equity

−3,48 %

Current Ratio

19,51

Debt-to-Equity Ratio

3,5

Key figures (USD)	2022	2021	2020	2019
Revenue	123 520 000	138 318 000	138 318 000	84 756 000
Net Income	−3 636 000	30 247 000	30 247 000	3 418 000
Total Assets	487 895 000	493 101 000	493 101 000	465 131 000
Total Equity	104 471 000	123 619 000	123 619 000	115 603 000

Income (USD)	2022	2021	2020	2019
Revenue	123 520 000	138 318 000	138 318 000	84 756 000
Expenditure	0	0	0	0
Operating Profit	17 843 000	25 250 000	25 250 000	8 650 000
Financial Income	−17 497 000	12 319 000	12 319 000	−736 000
Financial Costs	525 000	6 000	6 000	29 000
Financial Balance	−18 022 000	12 313 000	12 313 000	−765 000
Earnings Before Tax	−179 000	37 563 000	37 563 000	7 885 000
Tax	3 324 000	7 197 000	7 197 000	4 391 000
Net Income	−3 636 000	30 247 000	30 247 000	3 418 000

Balance (USD)	2022	2021	2020	2019
Total Fixed Assets	143 938 000	175 299 000	175 299 000	173 787 000
Total Current Assets	343 957 000	317 802 000	317 802 000	291 344 000
Total Assets	487 895 000	493 101 000	493 101 000	465 131 000
Total Retained Equity	104 471 000	123 619 000	123 619 000	115 603 000
Total Equity	104 471 000	123 619 000	123 619 000	115 603 000
Total Long-Term Debt	365 790 000	353 764 000	353 764 000	334 870 000
Total Current Debt	17 634 000	15 718 000	15 718 000	14 658 000
Total Equity and Debt	487 895 000	493 101 000	493 101 000	465 131 000

Cash flow (USD)	2022	2021	2020	2019
Sales Income	123 273 000	138 292 000	138 292 000	84 462 000
Other Income	247 000	26 000	26 000	294 000
Revenue	123 520 000	138 318 000	138 318 000	84 756 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	17 843 000	25 250 000	25 250 000	8 650 000
Financial Income	−17 497 000	12 319 000	12 319 000	−736 000
Financial Costs	525 000	6 000	6 000	29 000
Financial Balance	−18 022 000	12 313 000	12 313 000	−765 000
Dividends	0	0	0	0
Net Income	−3 636 000	30 247 000	30 247 000	3 418 000

Balance details (USD)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	3 429 000	2 150 000	2 150 000	2 148 000
Total Tangible Assets	10 513 000	9 554 000	9 554 000	3 954 000
Total Fiancial Fixed Assets	133 425 000	165 745 000	165 745 000	169 833 000
Total Fixed Assets	143 938 000	175 299 000	175 299 000	173 787 000
Stock	0	0	0	0
Total Investments	241 162 000	232 052 000	232 052 000	210 093 000
Cash, Bank	0	0	0	0
Total Current Assets	343 957 000	317 802 000	317 802 000	291 344 000
Total Assets	487 895 000	493 101 000	493 101 000	465 131 000
Total Equity	104 471 000	123 619 000	123 619 000	115 603 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	365 790 000	353 764 000	353 764 000	334 870 000
Creditors	6 297 000	11 708 000	11 708 000	5 230 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	11 337 000	4 010 000	4 010 000	9 428 000
Total Current Debt	17 634 000	15 718 000	15 718 000	14 658 000
Total Equity and Debt	487 895 000	493 101 000	493 101 000	465 131 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−3,48 %	24,47 %	24,47 %	2,96 %
Debt-to-Equity Ratio	3,5	2,86	2,86	2,9
Operating Profit Margin	14,45 %	18,26 %	18,26 %	10,21 %
Current Ratio	19,51	20,22	20,22	19,88
Quick Ratio	19,51	20,22	20,22	19,88
Equity Ratio	0,21	0,25	0,25	0,25
Gross Profit Margin	100 %	100 %	100 %	100 %