VARIG FORSIKRING NORDMØRE OG ROMSDAL GJENSIDIG

6415 MOLDE

Finances

Return on Equity

3,25 %

Current Ratio

16,9

Debt-to-Equity Ratio

0,1

Key figures (NOK)	2022	2021	2020	2019
Revenue	60 825 000	16 568 000	72 071 000	74 707 000
Net Income	18 229 000	61 496 000	33 353 000	47 961 000
Total Assets	654 750 000	649 225 000	617 202 000	586 830 000
Total Equity	561 503 000	548 274 000	492 278 000	466 811 000

Income (NOK)	2022	2021	2020	2019
Revenue	60 825 000	16 568 000	72 071 000	74 707 000
Expenditure	0	0	0	0
Operating Profit	15 733 000	−17 587 000	16 729 000	8 970 000
Financial Income	19 335 000	68 882 000	24 309 000	41 122 000
Financial Costs	2 535 000	2 388 000	2 431 000	2 313 000
Financial Balance	16 800 000	66 494 000	21 878 000	38 809 000
Earnings Before Tax	31 588 000	48 378 000	38 359 000	49 000 000
Tax	7 613 000	−2 393 000	4 185 000	−1 162 000
Net Income	18 229 000	61 496 000	33 353 000	47 961 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	34 552 000	38 385 000	42 005 000	33 755 000
Total Current Assets	620 197 000	610 841 000	575 198 000	553 076 000
Total Assets	654 750 000	649 225 000	617 202 000	586 830 000
Total Retained Equity	561 503 000	548 274 000	492 278 000	466 811 000
Total Equity	561 503 000	548 274 000	492 278 000	466 811 000
Total Long-Term Debt	56 541 000	40 174 000	94 284 000	81 881 000
Total Current Debt	36 705 000	60 777 000	30 640 000	38 138 000
Total Equity and Debt	654 750 000	649 225 000	617 202 000	586 830 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	20 664 000	15 081 000	45 027 000	49 082 000
Other Income	40 161 000	1 487 000	27 044 000	25 625 000
Revenue	60 825 000	16 568 000	72 071 000	74 707 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	15 733 000	−17 587 000	16 729 000	8 970 000
Financial Income	19 335 000	68 882 000	24 309 000	41 122 000
Financial Costs	2 535 000	2 388 000	2 431 000	2 313 000
Financial Balance	16 800 000	66 494 000	21 878 000	38 809 000
Dividends	0	0	0	0
Net Income	18 229 000	61 496 000	33 353 000	47 961 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	7 098 000	7 736 000	8 569 000	9 320 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	2 098 000	1 922 000	1 756 000	2 097 000
Total Tangible Assets	20 902 000	22 785 000	16 799 000	16 895 000
Total Fiancial Fixed Assets	13 650 000	14 283 000	25 206 000	16 860 000
Total Fixed Assets	34 552 000	38 385 000	42 005 000	33 755 000
Stock	0	0	0	0
Total Investments	499 698 000	503 566 000	530 612 000	484 826 000
Cash, Bank	0	0	0	0
Total Current Assets	620 197 000	610 841 000	575 198 000	553 076 000
Total Assets	654 750 000	649 225 000	617 202 000	586 830 000
Total Equity	561 503 000	548 274 000	492 278 000	466 811 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	56 541 000	40 174 000	94 284 000	81 881 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	36 705 000	60 777 000	30 640 000	38 138 000
Total Current Debt	36 705 000	60 777 000	30 640 000	38 138 000
Total Equity and Debt	654 750 000	649 225 000	617 202 000	586 830 000

Financial indicators	2022	2021	2020	2019
Return on Equity	3,25 %	11,22 %	6,78 %	10,27 %
Debt-to-Equity Ratio	0,1	0,07	0,19	0,18
Operating Profit Margin	25,87 %	−106,15 %	23,21 %	12,01 %
Current Ratio	16,9	10,05	18,77	14,5
Quick Ratio	16,9	10,05	18,77	14,5
Equity Ratio	0,86	0,84	0,8	0,8
Gross Profit Margin	100 %	100 %	100 %	100 %