BANKENES SIKRINGSFOND

0250 OSLO

Finances

Share Ownership

Return on Equity

4,54 %

Current Ratio

75,08

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	2 622 129 000	2 519 941 000	2 375 166 000	2 274 413 000
Net Income	2 071 432 000	2 432 318 000	2 889 810 000	2 766 522 000
Total Assets	46 243 242 000	44 818 828 000	41 950 176 000	39 851 553 000
Total Equity	45 622 947 000	43 551 515 000	41 119 197 000	38 229 386 000

Income (NOK)	2022	2021	2020	2019
Revenue	2 622 129 000	2 519 941 000	2 375 166 000	2 274 413 000
Expenditure	71 889 000	64 836 000	64 448 000	60 849 000
Operating Profit	2 550 240 000	2 455 105 000	2 310 718 000	2 213 564 000
Financial Income	514 123 000	670 615 000	724 801 000	700 158 000
Financial Costs	992 931 000	693 402 000	145 709 000	147 200 000
Financial Balance	−478 808 000	−22 787 000	579 092 000	552 958 000
Earnings Before Tax	2 071 432 000	2 432 318 000	2 889 810 000	2 766 522 000
Tax	0	0	0	0
Net Income	2 071 432 000	2 432 318 000	2 889 810 000	2 766 522 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	7 250 000	8 314 000	2 783 000	631 000
Total Current Assets	46 235 992 000	44 810 514 000	41 947 393 000	39 850 922 000
Total Assets	46 243 242 000	44 818 828 000	41 950 176 000	39 851 553 000
Total Retained Equity	0	0	0	0
Total Equity	45 622 947 000	43 551 515 000	41 119 197 000	38 229 386 000
Total Long-Term Debt	4 495 000	5 470 000	6 269 000	6 906 000
Total Current Debt	615 800 000	1 261 843 000	824 710 000	1 615 261 000
Total Equity and Debt	46 243 242 000	44 818 828 000	41 950 176 000	39 851 553 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	2 621 840 000	2 519 586 000	2 375 157 000	2 271 751 000
Other Income	289 000	355 000	9 000	2 662 000
Revenue	2 622 129 000	2 519 941 000	2 375 166 000	2 274 413 000
Cost of Goods Sold	0	0	0	0
Salary Costs	40 229 000	36 693 000	32 143 000	32 011 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	71 889 000	64 836 000	64 448 000	60 849 000
Operating Profit	2 550 240 000	2 455 105 000	2 310 718 000	2 213 564 000
Financial Income	514 123 000	670 615 000	724 801 000	700 158 000
Financial Costs	992 931 000	693 402 000	145 709 000	147 200 000
Financial Balance	−478 808 000	−22 787 000	579 092 000	552 958 000
Dividends	0	0	0	0
Net Income	2 071 432 000	2 432 318 000	2 889 810 000	2 766 522 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	5 069 000	5 902 000	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	402 000
Fixtures	2 181 000	2 412 000	2 783 000	0
Total Tangible Assets	2 181 000	2 412 000	2 783 000	402 000
Total Fiancial Fixed Assets	0	0	0	229 000
Total Fixed Assets	7 250 000	8 314 000	2 783 000	631 000
Stock	0	0	0	0
Total Investments	45 321 047 000	44 228 256 000	40 813 731 000	39 044 506 000
Cash, Bank	901 704 000	303 595 000	1 117 846 000	771 032 000
Total Current Assets	46 235 992 000	44 810 514 000	41 947 393 000	39 850 922 000
Total Assets	46 243 242 000	44 818 828 000	41 950 176 000	39 851 553 000
Total Equity	45 622 947 000	43 551 515 000	41 119 197 000	38 229 386 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	4 495 000	5 470 000	6 269 000	6 906 000
Creditors	0	0	0	0
Unpaid Taxes	3 821 000	3 416 000	3 216 000	2 489 000
Dividends	0	0	0	0
Other Current Debt	611 979 000	1 258 427 000	821 494 000	1 612 772 000
Total Current Debt	615 800 000	1 261 843 000	824 710 000	1 615 261 000
Total Equity and Debt	46 243 242 000	44 818 828 000	41 950 176 000	39 851 553 000

Financial indicators	2022	2021	2020	2019
Return on Equity	4,54 %	5,58 %	7,03 %	7,24 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	97,26 %	97,43 %	97,29 %	97,32 %
Current Ratio	75,08	35,51	50,86	24,67
Quick Ratio	75,08	35,51	50,86	24,67
Equity Ratio	0,99	0,97	0,98	0,96
Gross Profit Margin	100 %	100 %	100 %	100 %