SPAREBANK1 SR-BANK PENSJONSKASSE

4007 STAVANGER

Finances

Return on Equity

−4,61 %

Current Ratio

N/A

Debt-to-Equity Ratio

3,11

Key figures (NOK)	2022	2021	2020	2019
Revenue	−53 108 000	65 861 000	74 240 000	94 643 000
Net Income	−16 675 000	22 751 000	17 992 000	43 462 000
Total Assets	1 483 779 000	1 603 411 000	1 566 491 000	1 522 569 000
Total Equity	361 337 000	378 012 000	355 261 000	337 269 000

Income (NOK)	2022	2021	2020	2019
Revenue	−53 108 000	65 861 000	74 240 000	94 643 000
Expenditure	0	0	0	0
Operating Profit	−1 116 000	5 214 000	770 000	−3 599 000
Financial Income	−18 962 000	19 754 000	20 471 000	23 625 000
Financial Costs	−779 000	−683 000	−592 000	−561 000
Financial Balance	−18 183 000	20 437 000	21 063 000	24 186 000
Earnings Before Tax	−20 857 000	24 284 000	20 649 000	19 465 000
Tax	−4 182 000	1 533 000	2 657 000	−23 997 000
Net Income	−16 675 000	22 751 000	17 992 000	43 462 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	24 098 000	19 916 000	21 449 000	25 010 000
Total Current Assets	1 459 681 000	1 583 495 000	1 545 042 000	1 497 559 000
Total Assets	1 483 779 000	1 603 411 000	1 566 491 000	1 522 569 000
Total Retained Equity	161 337 000	178 012 000	155 261 000	137 269 000
Total Equity	361 337 000	378 012 000	355 261 000	337 269 000
Total Long-Term Debt	1 122 440 000	1 225 399 000	1 211 229 000	1 185 300 000
Total Current Debt	0	0	0	0
Total Equity and Debt	1 483 777 000	1 603 411 000	1 566 491 000	1 522 569 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	3 640 000	510 000	449 000	515 000
Other Income	−56 748 000	65 351 000	73 791 000	94 128 000
Revenue	−53 108 000	65 861 000	74 240 000	94 643 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	−1 116 000	5 214 000	770 000	−3 599 000
Financial Income	−18 962 000	19 754 000	20 471 000	23 625 000
Financial Costs	−779 000	−683 000	−592 000	−561 000
Financial Balance	−18 183 000	20 437 000	21 063 000	24 186 000
Dividends	0	0	0	0
Net Income	−16 675 000	22 751 000	17 992 000	43 462 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	1 014 000
Total Fixed Assets	24 098 000	19 916 000	21 449 000	25 010 000
Stock	0	0	0	0
Total Investments	1 459 681 000	1 583 495 000	1 545 033 000	1 497 559 000
Cash, Bank	0	0	0	0
Total Current Assets	1 459 681 000	1 583 495 000	1 545 042 000	1 497 559 000
Total Assets	1 483 779 000	1 603 411 000	1 566 491 000	1 522 569 000
Total Equity	361 337 000	378 012 000	355 261 000	337 269 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	1 122 440 000	1 225 399 000	1 211 229 000	1 185 300 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	1 538 000	1 200 000	1 178 000	2 225 000
Total Current Debt	0	0	0	0
Total Equity and Debt	1 483 777 000	1 603 411 000	1 566 491 000	1 522 569 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−4,61 %	6,02 %	5,06 %	12,89 %
Debt-to-Equity Ratio	3,11	3,24	3,41	3,51
Operating Profit Margin	2,1 %	7,92 %	1,04 %	−3,8 %
Current Ratio	-	-	-	-
Quick Ratio	-	-	-	-
Equity Ratio	0,24	0,24	0,23	0,22
Gross Profit Margin	100 %	100 %	100 %	100 %