NORGES HUSEIERFORBUND

5068 BERGEN

Finances

Share Ownership

Return on Equity

−15,4 %

Current Ratio

22,67

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	2 907 000	2 938 000	3 331 000	3 545 000
Net Income	−2 475 000	272 000	−328 000	102 000
Total Assets	16 805 000	19 188 000	18 985 000	19 100 000
Total Equity	16 070 000	18 545 000	18 273 000	18 601 000

Income (NOK)	2022	2021	2020	2019
Revenue	2 907 000	2 938 000	3 331 000	3 545 000
Expenditure	4 520 000	4 430 000	4 400 000	4 765 000
Operating Profit	−1 613 000	−1 491 000	−1 070 000	−1 220 000
Financial Income	42 000	1 763 000	742 000	1 332 000
Financial Costs	904 000	0	0	10 000
Financial Balance	−862 000	1 763 000	742 000	1 322 000
Earnings Before Tax	−2 475 000	272 000	−328 000	102 000
Tax	0	0	0	0
Net Income	−2 475 000	272 000	−328 000	102 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	142 000	167 000	50 000	87 000
Total Current Assets	16 663 000	19 022 000	18 936 000	19 012 000
Total Assets	16 805 000	19 188 000	18 985 000	19 100 000
Total Retained Equity	16 070 000	18 545 000	18 273 000	18 601 000
Total Equity	16 070 000	18 545 000	18 273 000	18 601 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	735 000	643 000	712 000	498 000
Total Equity and Debt	16 805 000	19 188 000	18 985 000	19 100 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	2 794 000	2 810 000	3 128 000	3 468 000
Other Income	113 000	128 000	203 000	76 000
Revenue	2 907 000	2 938 000	3 331 000	3 545 000
Cost of Goods Sold	0	0	0	0
Salary Costs	3 078 000	3 257 000	3 146 000	3 391 000
Depreciation	25 000	8 000	0	0
Impairment	0	0	0	0
Expenditure	4 520 000	4 430 000	4 400 000	4 765 000
Operating Profit	−1 613 000	−1 491 000	−1 070 000	−1 220 000
Financial Income	42 000	1 763 000	742 000	1 332 000
Financial Costs	904 000	0	0	10 000
Financial Balance	−862 000	1 763 000	742 000	1 322 000
Dividends	0	0	0	0
Net Income	−2 475 000	272 000	−328 000	102 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	92 000	117 000	0	0
Total Tangible Assets	92 000	117 000	0	0
Total Fiancial Fixed Assets	50 000	50 000	50 000	87 000
Total Fixed Assets	142 000	167 000	50 000	87 000
Stock	0	0	0	0
Total Investments	10 898 000	11 802 000	6 414 000	5 727 000
Cash, Bank	5 727 000	7 171 000	12 482 000	13 221 000
Total Current Assets	16 663 000	19 022 000	18 936 000	19 012 000
Total Assets	16 805 000	19 188 000	18 985 000	19 100 000
Total Equity	16 070 000	18 545 000	18 273 000	18 601 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	249 000	161 000	183 000	27 000
Unpaid Taxes	171 000	189 000	205 000	180 000
Dividends	0	0	0	0
Other Current Debt	315 000	293 000	324 000	292 000
Total Current Debt	735 000	643 000	712 000	498 000
Total Equity and Debt	16 805 000	19 188 000	18 985 000	19 100 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−15,4 %	1,47 %	−1,79 %	0,55 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	−55,49 %	−50,75 %	−32,12 %	−34,41 %
Current Ratio	22,67	29,58	26,6	38,18
Quick Ratio	22,67	29,58	26,6	38,18
Equity Ratio	0,96	0,97	0,96	0,97
Gross Profit Margin	100 %	100 %	100 %	100 %