PRA GROUP EUROPE PORTFOLIO AS

0185 OSLO

Finances

Return on Equity

−0,3 %

Current Ratio

7,55

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	7 302 000	6 817 000	6 232 000	7 997 000
Net Income	−6 772 000	−61 099 000	−85 875 000	−37 751 000
Total Assets	2 226 728 000	2 148 167 000	1 479 193 000	1 519 536 000
Total Equity	2 223 649 000	2 145 294 000	481 226 000	561 695 000

Income (NOK)	2022	2021	2020	2019
Revenue	7 302 000	6 817 000	6 232 000	7 997 000
Expenditure	7 133 000	6 638 000	5 985 000	6 369 000
Operating Profit	170 000	179 000	246 000	1 628 000
Financial Income	167 000	108 000	21 818 000	1 245 000
Financial Costs	7 007 000	77 413 000	101 262 000	47 809 000
Financial Balance	−6 840 000	−77 305 000	−79 444 000	−46 564 000
Earnings Before Tax	−6 670 000	−77 126 000	−79 198 000	−44 935 000
Tax	102 000	−16 027 000	6 678 000	−7 184 000
Net Income	−6 772 000	−61 099 000	−85 875 000	−37 751 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	2 220 806 000	2 142 486 000	1 465 472 000	1 477 335 000
Total Current Assets	5 922 000	5 681 000	13 721 000	42 201 000
Total Assets	2 226 728 000	2 148 167 000	1 479 193 000	1 519 536 000
Total Retained Equity	1 987 182 000	1 993 628 000	467 439 000	547 908 000
Total Equity	2 223 649 000	2 145 294 000	481 226 000	561 695 000
Total Long-Term Debt	2 295 000	2 113 000	993 775 000	957 019 000
Total Current Debt	784 000	760 000	4 191 000	821 000
Total Equity and Debt	2 226 728 000	2 148 167 000	1 479 193 000	1 519 536 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	29 000	58 000
Other Income	7 302 000	6 817 000	6 203 000	7 940 000
Revenue	7 302 000	6 817 000	6 232 000	7 997 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	111 000	112 000	101 000	21 000
Impairment	0	0	0	0
Expenditure	7 133 000	6 638 000	5 985 000	6 369 000
Operating Profit	170 000	179 000	246 000	1 628 000
Financial Income	167 000	108 000	21 818 000	1 245 000
Financial Costs	7 007 000	77 413 000	101 262 000	47 809 000
Financial Balance	−6 840 000	−77 305 000	−79 444 000	−46 564 000
Dividends	0	0	0	0
Net Income	−6 772 000	−61 099 000	−85 875 000	−37 751 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	38 119 000	38 220 000	22 193 000	6 734 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	227 000	285 000	306 000	159 000
Total Tangible Assets	227 000	285 000	306 000	159 000
Total Fiancial Fixed Assets	2 182 460 000	2 103 981 000	1 442 973 000	1 470 442 000
Total Fixed Assets	2 220 806 000	2 142 486 000	1 465 472 000	1 477 335 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	887 000	772 000	1 190 000	671 000
Total Current Assets	5 922 000	5 681 000	13 721 000	42 201 000
Total Assets	2 226 728 000	2 148 167 000	1 479 193 000	1 519 536 000
Total Equity	2 223 649 000	2 145 294 000	481 226 000	561 695 000
Short-Term Group Debt	105 000	0	3 604 000	0
Total Long-Term Debt	2 295 000	2 113 000	993 775 000	957 019 000
Creditors	19 000	44 000	2 000	118 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	660 000	716 000	581 000	700 000
Total Current Debt	784 000	760 000	4 191 000	821 000
Total Equity and Debt	2 226 728 000	2 148 167 000	1 479 193 000	1 519 536 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−0,3 %	−2,85 %	−17,85 %	−6,72 %
Debt-to-Equity Ratio	0	0	2,07	1,7
Operating Profit Margin	2,33 %	2,63 %	3,95 %	20,36 %
Current Ratio	7,55	7,48	3,27	51,4
Quick Ratio	7,55	7,48	3,27	51,4
Equity Ratio	1	1	0,33	0,37
Gross Profit Margin	100 %	100 %	100 %	100 %