INDRE SUNNMØRE GJENSIDIG BRANNKASSE

6200 STRANDA

Finances

Return on Equity

−10,54 %

Current Ratio

33,3

Debt-to-Equity Ratio

0,13

Key figures (NOK)	2022	2021	2020	2019
Revenue	12 329 000	12 025 000	11 596 000	10 636 000
Net Income	−15 074 000	18 326 000	14 992 000	15 053 000
Total Assets	166 758 000	180 266 000	156 038 000	142 329 000
Total Equity	142 994 000	159 121 000	141 888 000	129 594 000

Income (NOK)	2022	2021	2020	2019
Revenue	12 329 000	12 025 000	11 596 000	10 636 000
Expenditure	0	0	0	0
Operating Profit	1 638 000	1 670 000	1 775 000	3 958 000
Financial Income	−15 731 000	18 000 000	14 662 000	13 075 000
Financial Costs	804 000	774 000	723 000	562 000
Financial Balance	−16 535 000	17 226 000	13 939 000	12 513 000
Earnings Before Tax	−15 208 000	18 708 000	15 516 000	16 476 000
Tax	−137 000	229 000	474 000	1 425 000
Net Income	−15 074 000	18 326 000	14 992 000	15 053 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	14 537 000	11 153 000	5 072 000	4 856 000
Total Current Assets	152 222 000	169 114 000	150 966 000	137 474 000
Total Assets	166 758 000	180 266 000	156 038 000	142 329 000
Total Retained Equity	142 994 000	159 121 000	141 888 000	129 594 000
Total Equity	142 994 000	159 121 000	141 888 000	129 594 000
Total Long-Term Debt	19 194 000	16 160 000	9 287 000	8 999 000
Total Current Debt	4 571 000	4 986 000	4 863 000	3 736 000
Total Equity and Debt	166 758 000	180 266 000	156 038 000	142 329 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	7 380 000	7 356 000	6 988 000	6 475 000
Other Income	4 949 000	4 669 000	4 608 000	4 161 000
Revenue	12 329 000	12 025 000	11 596 000	10 636 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	1 638 000	1 670 000	1 775 000	3 958 000
Financial Income	−15 731 000	18 000 000	14 662 000	13 075 000
Financial Costs	804 000	774 000	723 000	562 000
Financial Balance	−16 535 000	17 226 000	13 939 000	12 513 000
Dividends	0	0	0	0
Net Income	−15 074 000	18 326 000	14 992 000	15 053 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	3 062 000	3 291 000	3 553 000	3 833 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	329 000	417 000	461 000	509 000
Total Tangible Assets	4 070 000	4 316 000	4 598 000	4 856 000
Total Fiancial Fixed Assets	10 050 000	6 837 000	474 000	0
Total Fixed Assets	14 537 000	11 153 000	5 072 000	4 856 000
Stock	0	0	0	0
Total Investments	149 812 000	164 870 000	149 593 000	135 810 000
Cash, Bank	0	0	0	0
Total Current Assets	152 222 000	169 114 000	150 966 000	137 474 000
Total Assets	166 758 000	180 266 000	156 038 000	142 329 000
Total Equity	142 994 000	159 121 000	141 888 000	129 594 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	19 194 000	16 160 000	9 287 000	8 999 000
Creditors	1 090 000	1 100 000	1 160 000	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	3 480 000	3 886 000	3 704 000	3 736 000
Total Current Debt	4 571 000	4 986 000	4 863 000	3 736 000
Total Equity and Debt	166 758 000	180 266 000	156 038 000	142 329 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−10,54 %	11,52 %	10,57 %	11,62 %
Debt-to-Equity Ratio	0,13	0,1	0,07	0,07
Operating Profit Margin	13,29 %	13,89 %	15,31 %	37,21 %
Current Ratio	33,3	33,92	31,04	36,8
Quick Ratio	33,3	33,92	31,04	36,8
Equity Ratio	0,86	0,88	0,91	0,91
Gross Profit Margin	100 %	100 %	100 %	100 %