FROST FINANS AS

7012 TRONDHEIM

Finances

Return on Equity

5,02 %

Current Ratio

7,33

Debt-to-Equity Ratio

0,08

Key figures (NOK)	2022	2021	2020	2019
Revenue	7 529 000	14 857 000	7 419 000	6 932 000
Net Income	2 943 000	7 959 000	1 352 000	2 151 000
Total Assets	65 201 000	64 396 000	58 804 000	58 335 000
Total Equity	58 616 000	57 673 000	53 838 000	53 861 000

Income (NOK)	2022	2021	2020	2019
Revenue	7 529 000	14 857 000	7 419 000	6 932 000
Expenditure	3 851 000	4 693 000	5 719 000	4 133 000
Operating Profit	3 678 000	10 164 000	1 699 000	2 799 000
Financial Income	102 000	41 000	38 000	34 000
Financial Costs	3 000	1 000	3 000	0
Financial Balance	99 000	40 000	35 000	34 000
Earnings Before Tax	3 777 000	10 204 000	1 734 000	2 832 000
Tax	834 000	2 245 000	382 000	681 000
Net Income	2 943 000	7 959 000	1 352 000	2 151 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	53 075 000	53 075 000	56 376 000	56 386 000
Total Current Assets	12 126 000	11 321 000	2 428 000	1 949 000
Total Assets	65 201 000	64 396 000	58 804 000	58 335 000
Total Retained Equity	48 418 000	47 475 000	41 616 000	40 263 000
Total Equity	58 616 000	57 673 000	53 838 000	53 861 000
Total Long-Term Debt	4 931 000	5 216 000	4 009 000	3 077 000
Total Current Debt	1 654 000	1 508 000	956 000	1 397 000
Total Equity and Debt	65 201 000	64 396 000	58 804 000	58 335 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	529 000	424 000	0	0
Other Income	7 000 000	14 434 000	7 419 000	6 932 000
Revenue	7 529 000	14 857 000	7 419 000	6 932 000
Cost of Goods Sold	0	0	0	0
Salary Costs	1 583 000	1 450 000	1 737 000	1 611 000
Depreciation	0	6 000	6 000	17 000
Impairment	0	0	0	0
Expenditure	3 851 000	4 693 000	5 719 000	4 133 000
Operating Profit	3 678 000	10 164 000	1 699 000	2 799 000
Financial Income	102 000	41 000	38 000	34 000
Financial Costs	3 000	1 000	3 000	0
Financial Balance	99 000	40 000	35 000	34 000
Dividends	0	0	0	0
Net Income	2 943 000	7 959 000	1 352 000	2 151 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	45 504 000	45 504 000	48 798 000	56 361 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	8 000	8 000	14 000	21 000
Total Tangible Assets	45 512 000	45 512 000	48 812 000	56 382 000
Total Fiancial Fixed Assets	7 563 000	7 563 000	7 563 000	4 000
Total Fixed Assets	53 075 000	53 075 000	56 376 000	56 386 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	12 080 000	11 234 000	2 197 000	1 720 000
Total Current Assets	12 126 000	11 321 000	2 428 000	1 949 000
Total Assets	65 201 000	64 396 000	58 804 000	58 335 000
Total Equity	58 616 000	57 673 000	53 838 000	53 861 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	4 931 000	5 216 000	4 009 000	3 077 000
Creditors	245 000	318 000	211 000	430 000
Unpaid Taxes	169 000	67 000	110 000	83 000
Dividends	0	0	0	0
Other Current Debt	108 000	94 000	186 000	175 000
Total Current Debt	1 654 000	1 508 000	956 000	1 397 000
Total Equity and Debt	65 201 000	64 396 000	58 804 000	58 335 000

Financial indicators	2022	2021	2020	2019
Return on Equity	5,02 %	13,8 %	2,51 %	3,99 %
Debt-to-Equity Ratio	0,08	0,09	0,07	0,06
Operating Profit Margin	48,85 %	68,41 %	22,9 %	40,38 %
Current Ratio	7,33	7,51	2,54	1,4
Quick Ratio	7,33	7,51	2,54	1,4
Equity Ratio	0,9	0,9	0,92	0,92
Gross Profit Margin	100 %	100 %	100 %	100 %