FORSIKRINGSHUSET OSLO AS

0570 OSLO

Finances

Return on Equity

−35,83 %

Current Ratio

1,19

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	15 923 000	20 974 000	18 162 000	18 221 000
Net Income	−1 018 000	823 000	1 352 000	987 000
Total Assets	4 470 000	6 023 000	5 357 000	6 037 000
Total Equity	2 841 000	3 858 000	3 035 000	1 683 000

Income (NOK)	2022	2021	2020	2019
Revenue	15 923 000	20 974 000	18 162 000	18 221 000
Expenditure	17 185 000	19 879 000	16 354 000	16 892 000
Operating Profit	−1 261 000	1 096 000	1 808 000	1 329 000
Financial Income	4 000	2 000	3 000	3 000
Financial Costs	0	1 000	3 000	1 000
Financial Balance	4 000	1 000	0	2 000
Earnings Before Tax	−1 257 000	1 098 000	1 808 000	1 331 000
Tax	−240 000	275 000	455 000	344 000
Net Income	−1 018 000	823 000	1 352 000	987 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	2 530 000	3 501 000	3 073 000	3 668 000
Total Current Assets	1 940 000	2 522 000	2 284 000	2 369 000
Total Assets	4 470 000	6 023 000	5 357 000	6 037 000
Total Retained Equity	2 350 000	3 367 000	2 544 000	1 192 000
Total Equity	2 841 000	3 858 000	3 035 000	1 683 000
Total Long-Term Debt	0	240 000	168 000	1 698 000
Total Current Debt	1 629 000	1 925 000	2 153 000	2 656 000
Total Equity and Debt	4 470 000	6 023 000	5 357 000	6 037 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	15 599 000	20 693 000	18 009 000	18 034 000
Other Income	324 000	281 000	153 000	187 000
Revenue	15 923 000	20 974 000	18 162 000	18 221 000
Cost of Goods Sold	0	0	0	0
Salary Costs	8 983 000	9 525 000	8 762 000	8 354 000
Depreciation	938 000	635 000	607 000	607 000
Impairment	0	0	0	0
Expenditure	17 185 000	19 879 000	16 354 000	16 892 000
Operating Profit	−1 261 000	1 096 000	1 808 000	1 329 000
Financial Income	4 000	2 000	3 000	3 000
Financial Costs	0	1 000	3 000	1 000
Financial Balance	4 000	1 000	0	2 000
Dividends	0	0	0	0
Net Income	−1 018 000	823 000	1 352 000	987 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	2 404 000	3 342 000	2 985 000	3 592 000
Total Intangible Assets	2 404 000	3 342 000	2 985 000	3 592 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	33 000	33 000	33 000	33 000
Total Tangible Assets	33 000	33 000	33 000	33 000
Total Fiancial Fixed Assets	93 000	126 000	55 000	43 000
Total Fixed Assets	2 530 000	3 501 000	3 073 000	3 668 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	934 000	1 477 000	740 000	935 000
Total Current Assets	1 940 000	2 522 000	2 284 000	2 369 000
Total Assets	4 470 000	6 023 000	5 357 000	6 037 000
Total Equity	2 841 000	3 858 000	3 035 000	1 683 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	240 000	168 000	1 698 000
Creditors	85 000	−3 000	12 000	852 000
Unpaid Taxes	651 000	717 000	718 000	609 000
Dividends	0	0	0	0
Other Current Debt	893 000	1 008 000	962 000	871 000
Total Current Debt	1 629 000	1 925 000	2 153 000	2 656 000
Total Equity and Debt	4 470 000	6 023 000	5 357 000	6 037 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−35,83 %	21,33 %	44,55 %	58,65 %
Debt-to-Equity Ratio	0	0,06	0,06	1,01
Operating Profit Margin	−7,92 %	5,23 %	9,95 %	7,29 %
Current Ratio	1,19	1,31	1,06	0,89
Quick Ratio	1,19	1,31	1,06	0,89
Equity Ratio	0,64	0,64	0,57	0,28
Gross Profit Margin	100 %	100 %	100 %	100 %