RØROSBANKEN RØROS SPAREBANK

7374 RØROS

Finances

Return on Equity

8,32 %

Current Ratio

1,2

Debt-to-Equity Ratio

1,21

Key figures (NOK)	2022	2021	2020	2019
Revenue	312 217 000	223 658 000	223 884 000	236 037 000
Net Income	84 778 000	59 416 000	60 866 000	66 410 000
Total Assets	7 964 944 000	7 466 409 000	6 802 490 000	5 944 369 000
Total Equity	1 019 197 000	905 794 000	853 430 000	681 077 000

Income (NOK)	2022	2021	2020	2019
Revenue	312 217 000	223 658 000	223 884 000	236 037 000
Expenditure	192 379 000	131 016 000	138 978 000	152 336 000
Operating Profit	119 838 000	92 642 000	84 906 000	83 701 000
Financial Income	0	0	0	23 000
Financial Costs	12 771 000	16 077 000	7 050 000	−2 254 000
Financial Balance	−12 771 000	−16 077 000	−7 050 000	2 277 000
Earnings Before Tax	107 067 000	76 565 000	77 856 000	85 978 000
Tax	22 289 000	17 149 000	16 990 000	19 568 000
Net Income	84 778 000	59 416 000	60 866 000	66 410 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 093 118 000	1 130 501 000	1 082 002 000	858 785 000
Total Current Assets	6 871 826 000	6 335 908 000	5 720 488 000	5 085 584 000
Total Assets	7 964 944 000	7 466 409 000	6 802 490 000	5 944 369 000
Total Retained Equity	888 968 000	775 565 000	723 201 000	610 848 000
Total Equity	1 019 197 000	905 794 000	853 430 000	681 077 000
Total Long-Term Debt	1 230 230 000	1 202 273 000	1 451 272 000	1 266 801 000
Total Current Debt	5 715 517 000	5 358 341 000	4 497 788 000	3 996 491 000
Total Equity and Debt	7 964 944 000	7 466 408 000	6 802 490 000	5 944 369 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	254 579 000	169 832 000	177 902 000	193 594 000
Other Income	57 638 000	53 826 000	45 982 000	42 443 000
Revenue	312 217 000	223 658 000	223 884 000	236 037 000
Cost of Goods Sold	96 230 000	48 718 000	63 480 000	81 811 000
Salary Costs	48 028 000	44 026 000	39 174 000	38 220 000
Depreciation	1 742 000	1 959 000	1 574 000	1 705 000
Impairment	0	0	0	0
Expenditure	192 379 000	131 016 000	138 978 000	152 336 000
Operating Profit	119 838 000	92 642 000	84 906 000	83 701 000
Financial Income	0	0	0	23 000
Financial Costs	12 771 000	16 077 000	7 050 000	−2 254 000
Financial Balance	−12 771 000	−16 077 000	−7 050 000	2 277 000
Dividends	8 050 000	5 250 000	5 880 000	4 900 000
Net Income	84 778 000	59 416 000	60 866 000	66 410 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	1 734 000
Total Intangible Assets	6 413 000	6 866 000	7 334 000	6 345 000
Real Eastate	15 889 000	16 331 000	16 773 000	17 215 000
Machinery and Plant Facilities	5 819 000	6 737 000	4 664 000	3 545 000
Fixtures	0	0	0	0
Total Tangible Assets	21 708 000	23 068 000	21 437 000	20 760 000
Total Fiancial Fixed Assets	1 064 997 000	1 100 567 000	1 053 231 000	831 680 000
Total Fixed Assets	1 093 118 000	1 130 501 000	1 082 002 000	858 785 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	166 225 000	220 977 000	258 213 000	79 006 000
Total Current Assets	6 871 826 000	6 335 908 000	5 720 488 000	5 085 584 000
Total Assets	7 964 944 000	7 466 409 000	6 802 490 000	5 944 369 000
Total Equity	1 019 197 000	905 794 000	853 430 000	681 077 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	1 230 230 000	1 202 273 000	1 451 272 000	1 266 801 000
Creditors	5 659 422 000	5 314 804 000	4 456 975 000	3 952 042 000
Unpaid Taxes	0	0	0	0
Dividends	8 050 000	5 250 000	5 880 000	4 900 000
Other Current Debt	30 756 000	26 680 000	23 176 000	25 147 000
Total Current Debt	5 715 517 000	5 358 341 000	4 497 788 000	3 996 491 000
Total Equity and Debt	7 964 944 000	7 466 408 000	6 802 490 000	5 944 369 000

Financial indicators	2022	2021	2020	2019
Return on Equity	8,32 %	6,56 %	7,13 %	9,75 %
Debt-to-Equity Ratio	1,21	1,33	1,7	1,86
Operating Profit Margin	38,38 %	41,42 %	37,92 %	35,46 %
Current Ratio	1,2	1,18	1,27	1,27
Quick Ratio	1,2	1,18	1,27	1,27
Equity Ratio	0,13	0,12	0,13	0,11
Gross Profit Margin	69,18 %	78,22 %	71,65 %	65,34 %