SYSTEM KREDITT INKASSO AS

1911 FLATEBY

Finances

Share Ownership

Return on Equity

−9,53 %

Current Ratio

232,33

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	735 000	3 262 000	3 938 000	4 781 000
Net Income	−284 000	518 000	−558 000	−239 000
Total Assets	2 990 000	3 436 000	4 000 000	4 001 000
Total Equity	2 979 000	3 263 000	2 745 000	3 303 000

Income (NOK)	2022	2021	2020	2019
Revenue	735 000	3 262 000	3 938 000	4 781 000
Expenditure	1 036 000	2 748 000	4 386 000	5 082 000
Operating Profit	−300 000	514 000	−448 000	−301 000
Financial Income	16 000	9 000	13 000	14 000
Financial Costs	0	5 000	7 000	10 000
Financial Balance	16 000	4 000	6 000	4 000
Earnings Before Tax	−284 000	518 000	−442 000	−297 000
Tax	0	0	116 000	−58 000
Net Income	−284 000	518 000	−558 000	−239 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	203 000	576 000	615 000	485 000
Total Current Assets	2 788 000	2 860 000	3 384 000	3 517 000
Total Assets	2 990 000	3 436 000	4 000 000	4 001 000
Total Retained Equity	2 879 000	3 163 000	2 645 000	3 203 000
Total Equity	2 979 000	3 263 000	2 745 000	3 303 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	12 000	173 000	1 255 000	698 000
Total Equity and Debt	2 990 000	3 436 000	4 000 000	4 001 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	735 000	3 262 000	3 705 000	4 781 000
Other Income	0	0	232 000	0
Revenue	735 000	3 262 000	3 938 000	4 781 000
Cost of Goods Sold	76 000	597 000	1 111 000	1 011 000
Salary Costs	109 000	832 000	1 579 000	2 035 000
Depreciation	317 000	317 000	232 000	103 000
Impairment	0	0	0	0
Expenditure	1 036 000	2 748 000	4 386 000	5 082 000
Operating Profit	−300 000	514 000	−448 000	−301 000
Financial Income	16 000	9 000	13 000	14 000
Financial Costs	0	5 000	7 000	10 000
Financial Balance	16 000	4 000	6 000	4 000
Dividends	0	0	0	0
Net Income	−284 000	518 000	−558 000	−239 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	116 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	140 000	456 000	523 000	369 000
Total Tangible Assets	140 000	456 000	523 000	369 000
Total Fiancial Fixed Assets	63 000	120 000	92 000	0
Total Fixed Assets	203 000	576 000	615 000	485 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	2 401 000	2 655 000	2 573 000	2 245 000
Total Current Assets	2 788 000	2 860 000	3 384 000	3 517 000
Total Assets	2 990 000	3 436 000	4 000 000	4 001 000
Total Equity	2 979 000	3 263 000	2 745 000	3 303 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	−16 000	0	257 000	172 000
Unpaid Taxes	28 000	84 000	831 000	211 000
Dividends	0	0	0	0
Other Current Debt	0	89 000	167 000	315 000
Total Current Debt	12 000	173 000	1 255 000	698 000
Total Equity and Debt	2 990 000	3 436 000	4 000 000	4 001 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−9,53 %	15,87 %	−20,33 %	−7,24 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	−40,82 %	15,76 %	−11,38 %	−6,3 %
Current Ratio	232,33	16,53	2,7	5,04
Quick Ratio	232,33	16,53	2,7	5,04
Equity Ratio	1	0,95	0,69	0,83
Gross Profit Margin	89,66 %	81,7 %	71,79 %	78,85 %