NBBL FULLTEGNINGSFORSIKRING AS

0155 OSLO

Finances

Return on Equity

17,01 %

Current Ratio

16,15

Debt-to-Equity Ratio

0,51

Key figures (NOK)	2022	2021	2020	2019
Revenue	64 352 000	46 948 000	39 383 000	31 329 000
Net Income	50 932 000	46 133 000	14 369 000	23 578 000
Total Assets	481 730 000	442 088 000	367 600 000	370 695 000
Total Equity	299 456 000	270 765 000	242 632 000	237 947 000

Income (NOK)	2022	2021	2020	2019
Revenue	64 352 000	46 948 000	39 383 000	31 329 000
Expenditure	0	0	0	0
Operating Profit	35 889 000	26 107 000	3 582 000	13 758 000
Financial Income	27 969 000	31 377 000	12 785 000	16 755 000
Financial Costs	991 000	1 171 000	1 072 000	988 000
Financial Balance	26 978 000	30 206 000	11 713 000	15 767 000
Earnings Before Tax	64 884 000	57 239 000	15 796 000	30 498 000
Tax	13 953 000	11 106 000	1 427 000	6 920 000
Net Income	50 932 000	46 133 000	14 369 000	23 578 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	6 899 000	7 163 000	6 716 000	5 804 000
Total Current Assets	474 832 000	434 924 000	360 884 000	364 891 000
Total Assets	481 730 000	442 088 000	367 600 000	370 695 000
Total Retained Equity	254 493 000	225 801 000	197 668 000	194 507 000
Total Equity	299 456 000	270 765 000	242 632 000	237 947 000
Total Long-Term Debt	152 874 000	144 946 000	109 207 000	98 809 000
Total Current Debt	29 399 000	26 378 000	15 761 000	33 939 000
Total Equity and Debt	481 730 000	442 088 000	367 600 000	370 695 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	62 366 000	44 888 000	36 969 000	28 799 000
Other Income	1 986 000	2 060 000	2 414 000	2 530 000
Revenue	64 352 000	46 948 000	39 383 000	31 329 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	35 889 000	26 107 000	3 582 000	13 758 000
Financial Income	27 969 000	31 377 000	12 785 000	16 755 000
Financial Costs	991 000	1 171 000	1 072 000	988 000
Financial Balance	26 978 000	30 206 000	11 713 000	15 767 000
Dividends	0	0	0	0
Net Income	50 932 000	46 133 000	14 369 000	23 578 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	22 469 000	23 332 000	19 010 000	18 020 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	6 899 000	7 163 000	6 716 000	5 804 000
Total Fixed Assets	6 899 000	7 163 000	6 716 000	5 804 000
Stock	0	0	0	0
Total Investments	387 407 000	218 544 000	220 495 000	249 177 000
Cash, Bank	0	0	0	0
Total Current Assets	474 832 000	434 924 000	360 884 000	364 891 000
Total Assets	481 730 000	442 088 000	367 600 000	370 695 000
Total Equity	299 456 000	270 765 000	242 632 000	237 947 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	152 874 000	144 946 000	109 207 000	98 809 000
Creditors	1 801 000	1 119 000	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	27 598 000	25 259 000	15 761 000	33 939 000
Total Current Debt	29 399 000	26 378 000	15 761 000	33 939 000
Total Equity and Debt	481 730 000	442 088 000	367 600 000	370 695 000

Financial indicators	2022	2021	2020	2019
Return on Equity	17,01 %	17,04 %	5,92 %	9,91 %
Debt-to-Equity Ratio	0,51	0,54	0,45	0,42
Operating Profit Margin	55,77 %	55,61 %	9,1 %	43,91 %
Current Ratio	16,15	16,49	22,9	10,75
Quick Ratio	16,15	16,49	22,9	10,75
Equity Ratio	0,62	0,61	0,66	0,64
Gross Profit Margin	100 %	100 %	100 %	100 %