MATRIX INSURANCE AS

1414 TROLLÅSEN

Finances

Share Ownership

Return on Equity

94,43 %

Current Ratio

0,64

Debt-to-Equity Ratio

1,79

Key figures (NOK)	2022	2021	2020	2019
Revenue	49 613 000	46 830 000	54 337 000	40 486 000
Net Income	1 832 000	−348 000	5 903 000	5 303 000
Total Assets	19 369 000	15 681 000	19 182 000	20 721 000
Total Equity	1 940 000	108 000	456 000	452 000

Income (NOK)	2022	2021	2020	2019
Revenue	49 613 000	46 830 000	54 337 000	40 486 000
Expenditure	46 794 000	46 938 000	46 262 000	33 215 000
Operating Profit	2 819 000	−108 000	8 075 000	7 271 000
Financial Income	113 000	14 000	71 000	204 000
Financial Costs	472 000	343 000	362 000	368 000
Financial Balance	−359 000	−329 000	−291 000	−164 000
Earnings Before Tax	2 460 000	−438 000	7 784 000	7 107 000
Tax	628 000	−90 000	1 881 000	1 804 000
Net Income	1 832 000	−348 000	5 903 000	5 303 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	10 459 000	9 092 000	10 555 000	10 835 000
Total Current Assets	8 909 000	6 589 000	8 628 000	9 886 000
Total Assets	19 369 000	15 681 000	19 182 000	20 721 000
Total Retained Equity	1 840 000	8 000	356 000	352 000
Total Equity	1 940 000	108 000	456 000	452 000
Total Long-Term Debt	3 479 000	3 479 000	3 504 000	3 297 000
Total Current Debt	13 949 000	12 094 000	15 222 000	16 972 000
Total Equity and Debt	19 369 000	15 681 000	19 182 000	20 721 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	49 548 000	46 435 000	54 337 000	39 998 000
Other Income	65 000	394 000	0	489 000
Revenue	49 613 000	46 830 000	54 337 000	40 486 000
Cost of Goods Sold	0	0	0	0
Salary Costs	17 821 000	18 017 000	17 578 000	20 090 000
Depreciation	1 720 000	1 804 000	1 614 000	1 093 000
Impairment	0	0	0	0
Expenditure	46 794 000	46 938 000	46 262 000	33 215 000
Operating Profit	2 819 000	−108 000	8 075 000	7 271 000
Financial Income	113 000	14 000	71 000	204 000
Financial Costs	472 000	343 000	362 000	368 000
Financial Balance	−359 000	−329 000	−291 000	−164 000
Dividends	0	0	440 000	0
Net Income	1 832 000	−348 000	5 903 000	5 303 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	396 000	1 332 000	1 748 000	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	2 744 000	3 389 000	3 270 000	4 570 000
Total Tangible Assets	2 744 000	3 389 000	3 270 000	4 570 000
Total Fiancial Fixed Assets	7 319 000	4 371 000	5 537 000	6 265 000
Total Fixed Assets	10 459 000	9 092 000	10 555 000	10 835 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	0	0	0	6 000
Total Current Assets	8 909 000	6 589 000	8 628 000	9 886 000
Total Assets	19 369 000	15 681 000	19 182 000	20 721 000
Total Equity	1 940 000	108 000	456 000	452 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	3 479 000	3 479 000	3 504 000	3 297 000
Creditors	3 969 000	3 468 000	2 105 000	2 517 000
Unpaid Taxes	1 540 000	1 451 000	1 552 000	2 067 000
Dividends	0	0	440 000	0
Other Current Debt	4 426 000	3 097 000	9 260 000	8 426 000
Total Current Debt	13 949 000	12 094 000	15 222 000	16 972 000
Total Equity and Debt	19 369 000	15 681 000	19 182 000	20 721 000

Financial indicators	2022	2021	2020	2019
Return on Equity	94,43 %	−322,22 %	1 294,52 %	1 173,23 %
Debt-to-Equity Ratio	1,79	32,21	7,68	7,29
Operating Profit Margin	5,68 %	−0,23 %	14,86 %	17,96 %
Current Ratio	0,64	0,54	0,57	0,58
Quick Ratio	0,64	0,54	0,57	0,58
Equity Ratio	0,1	0,01	0,02	0,02
Gross Profit Margin	100 %	100 %	100 %	100 %