BANKERS AS

3732 SKIEN

Finances

Return on Equity

3,35 %

Current Ratio

1,78

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	2 523 000	1 610 000	2 054 000	1 728 000
Net Income	102 000	1 617 000	−183 000	1 816 000
Total Assets	4 187 000	4 859 000	5 097 000	5 542 000
Total Equity	3 048 000	4 546 000	3 429 000	4 312 000

Income (NOK)	2022	2021	2020	2019
Revenue	2 523 000	1 610 000	2 054 000	1 728 000
Expenditure	1 478 000	969 000	1 097 000	1 552 000
Operating Profit	1 045 000	643 000	958 000	176 000
Financial Income	473 000	1 216 000	66 000	1 865 000
Financial Costs	1 179 000	103 000	995 000	191 000
Financial Balance	−706 000	1 113 000	−929 000	1 674 000
Earnings Before Tax	339 000	1 756 000	28 000	1 850 000
Tax	237 000	139 000	212 000	34 000
Net Income	102 000	1 617 000	−183 000	1 816 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	2 153 000	2 164 000	2 471 000	2 221 000
Total Current Assets	2 033 000	2 695 000	2 626 000	3 321 000
Total Assets	4 187 000	4 859 000	5 097 000	5 542 000
Total Retained Equity	2 948 000	4 446 000	3 329 000	4 212 000
Total Equity	3 048 000	4 546 000	3 429 000	4 312 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	1 139 000	313 000	1 667 000	1 229 000
Total Equity and Debt	4 187 000	4 859 000	5 097 000	5 542 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	2 511 000	1 603 000	2 054 000	1 709 000
Other Income	12 000	8 000	1 000	19 000
Revenue	2 523 000	1 610 000	2 054 000	1 728 000
Cost of Goods Sold	412 000	244 000	300 000	608 000
Salary Costs	628 000	369 000	325 000	360 000
Depreciation	11 000	15 000	15 000	33 000
Impairment	0	0	0	0
Expenditure	1 478 000	969 000	1 097 000	1 552 000
Operating Profit	1 045 000	643 000	958 000	176 000
Financial Income	473 000	1 216 000	66 000	1 865 000
Financial Costs	1 179 000	103 000	995 000	191 000
Financial Balance	−706 000	1 113 000	−929 000	1 674 000
Dividends	1 600 000	0	400 000	100 000
Net Income	102 000	1 617 000	−183 000	1 816 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	7 000	6 000	5 000	4 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	11 000	26 000	41 000
Total Tangible Assets	0	11 000	26 000	41 000
Total Fiancial Fixed Assets	2 147 000	2 147 000	2 440 000	2 176 000
Total Fixed Assets	2 153 000	2 164 000	2 471 000	2 221 000
Stock	0	0	0	0
Total Investments	857 000	1 671 000	1 404 000	2 548 000
Cash, Bank	630 000	850 000	936 000	572 000
Total Current Assets	2 033 000	2 695 000	2 626 000	3 321 000
Total Assets	4 187 000	4 859 000	5 097 000	5 542 000
Total Equity	3 048 000	4 546 000	3 429 000	4 312 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	30 000	36 000	58 000	55 000
Unpaid Taxes	196 000	93 000	98 000	109 000
Dividends	1 600 000	0	400 000	100 000
Other Current Debt	74 000	43 000	899 000	40 000
Total Current Debt	1 139 000	313 000	1 667 000	1 229 000
Total Equity and Debt	4 187 000	4 859 000	5 097 000	5 542 000

Financial indicators	2022	2021	2020	2019
Return on Equity	3,35 %	35,57 %	−5,34 %	42,12 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	41,42 %	39,94 %	46,64 %	10,19 %
Current Ratio	1,78	8,61	1,58	2,7
Quick Ratio	1,78	8,61	1,58	2,7
Equity Ratio	0,73	0,94	0,67	0,78
Gross Profit Margin	83,67 %	84,84 %	85,39 %	64,81 %