SPAREBANKEN HEDMARK PENSJONSKASSE

2317 HAMAR

Finances

Return on Equity

−5,38 %

Current Ratio

N/A

Debt-to-Equity Ratio

2,72

Key figures (NOK)	2022	2021	2020	2019
Revenue	−23 147 000	54 205 000	26 357 000	46 070 000
Net Income	−13 586 000	−14 921 000	4 361 000	−9 310 000
Total Assets	940 709 000	1 011 900 000	974 090 000	973 843 000
Total Equity	252 595 000	266 180 000	281 101 000	276 739 000

Income (NOK)	2022	2021	2020	2019
Revenue	−23 147 000	54 205 000	26 357 000	46 070 000
Expenditure	0	0	0	0
Operating Profit	−3 811 000	−35 198 000	−5 230 000	−28 723 000
Financial Income	−8 992 000	21 133 000	10 584 000	19 421 000
Financial Costs	−783 000	−856 000	−993 000	−7 000
Financial Balance	−8 209 000	21 989 000	11 577 000	19 428 000
Earnings Before Tax	−13 586 000	−14 921 000	4 361 000	−9 310 000
Tax	0	0	0	1 000
Net Income	−13 586 000	−14 921 000	4 361 000	−9 310 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	24 051 000	25 433 000	30 989 000	30 614 000
Total Current Assets	916 658 000	986 467 000	943 100 000	943 229 000
Total Assets	940 709 000	1 011 900 000	974 090 000	973 843 000
Total Retained Equity	−20 405 000	−6 820 000	8 101 000	3 739 000
Total Equity	252 595 000	266 180 000	281 101 000	276 739 000
Total Long-Term Debt	688 114 000	745 720 000	692 989 000	697 103 000
Total Current Debt	0	0	0	0
Total Equity and Debt	940 709 000	1 011 900 000	974 090 000	973 843 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	−18 000	−18 000	−18 000	−20 000
Other Income	−23 129 000	54 223 000	26 375 000	46 090 000
Revenue	−23 147 000	54 205 000	26 357 000	46 070 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	−3 811 000	−35 198 000	−5 230 000	−28 723 000
Financial Income	−8 992 000	21 133 000	10 584 000	19 421 000
Financial Costs	−783 000	−856 000	−993 000	−7 000
Financial Balance	−8 209 000	21 989 000	11 577 000	19 428 000
Dividends	0	0	0	0
Net Income	−13 586 000	−14 921 000	4 361 000	−9 310 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	24 051 000	25 433 000	30 989 000	30 614 000
Total Fixed Assets	24 051 000	25 433 000	30 989 000	30 614 000
Stock	0	0	0	0
Total Investments	916 658 000	986 467 000	943 100 000	943 229 000
Cash, Bank	0	0	0	0
Total Current Assets	916 658 000	986 467 000	943 100 000	943 229 000
Total Assets	940 709 000	1 011 900 000	974 090 000	973 843 000
Total Equity	252 595 000	266 180 000	281 101 000	276 739 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	688 114 000	745 720 000	692 989 000	697 103 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	1 062 000	964 000	892 000	754 000
Total Current Debt	0	0	0	0
Total Equity and Debt	940 709 000	1 011 900 000	974 090 000	973 843 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−5,38 %	−5,61 %	1,55 %	−3,36 %
Debt-to-Equity Ratio	2,72	2,8	2,47	2,52
Operating Profit Margin	16,46 %	−64,93 %	−19,84 %	−62,35 %
Current Ratio	-	-	-	-
Quick Ratio	-	-	-	-
Equity Ratio	0,27	0,26	0,29	0,28
Gross Profit Margin	100 %	100 %	100 %	100 %