SÖDERBERG & PARTNERS MEDLEMSFORSIKRING AS

1366 LYSAKER

Finances

Share Ownership

Return on Equity

66,36 %

Current Ratio

1,52

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	79 598 000	74 785 000	68 687 000	66 277 000
Net Income	13 041 000	12 806 000	12 752 000	11 210 000
Total Assets	47 911 000	42 163 000	40 775 000	38 735 000
Total Equity	19 652 000	17 217 000	23 762 000	12 392 000

Income (NOK)	2022	2021	2020	2019
Revenue	79 598 000	74 785 000	68 687 000	66 277 000
Expenditure	62 629 000	57 563 000	52 173 000	51 867 000
Operating Profit	16 968 000	17 223 000	16 514 000	14 411 000
Financial Income	609 000	36 000	251 000	652 000
Financial Costs	55 000	100 000	81 000	151 000
Financial Balance	554 000	−64 000	170 000	501 000
Earnings Before Tax	17 523 000	17 159 000	16 683 000	14 912 000
Tax	4 482 000	4 353 000	3 931 000	3 701 000
Net Income	13 041 000	12 806 000	12 752 000	11 210 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	4 945 000	7 027 000	7 477 000	4 837 000
Total Current Assets	42 966 000	35 136 000	33 298 000	33 898 000
Total Assets	47 911 000	42 163 000	40 775 000	38 735 000
Total Retained Equity	18 652 000	16 217 000	22 762 000	11 392 000
Total Equity	19 652 000	17 217 000	23 762 000	12 392 000
Total Long-Term Debt	0	0	1 964 000	1 915 000
Total Current Debt	28 259 000	24 946 000	15 049 000	24 428 000
Total Equity and Debt	47 911 000	42 163 000	40 775 000	38 735 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	79 198 000	74 185 000	68 487 000	66 077 000
Other Income	400 000	600 000	200 000	200 000
Revenue	79 598 000	74 785 000	68 687 000	66 277 000
Cost of Goods Sold	0	0	0	0
Salary Costs	43 299 000	38 744 000	36 490 000	34 512 000
Depreciation	2 105 000	1 647 000	1 444 000	2 091 000
Impairment	0	0	0	0
Expenditure	62 629 000	57 563 000	52 173 000	51 867 000
Operating Profit	16 968 000	17 223 000	16 514 000	14 411 000
Financial Income	609 000	36 000	251 000	652 000
Financial Costs	55 000	100 000	81 000	151 000
Financial Balance	554 000	−64 000	170 000	501 000
Dividends	9 800 000	19 100 000	0	9 000 000
Net Income	13 041 000	12 806 000	12 752 000	11 210 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	4 706 000	6 691 000	7 032 000	4 297 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	239 000	336 000	445 000	540 000
Total Tangible Assets	239 000	336 000	445 000	540 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	4 945 000	7 027 000	7 477 000	4 837 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 500 000	1 630 000	4 591 000	8 556 000
Total Current Assets	42 966 000	35 136 000	33 298 000	33 898 000
Total Assets	47 911 000	42 163 000	40 775 000	38 735 000
Total Equity	19 652 000	17 217 000	23 762 000	12 392 000
Short-Term Group Debt	1 076 000	1 031 000	3 191 000	2 578 000
Total Long-Term Debt	0	0	1 964 000	1 915 000
Creditors	2 853 000	514 000	675 000	2 462 000
Unpaid Taxes	3 612 000	3 535 000	3 211 000	2 991 000
Dividends	9 800 000	19 100 000	0	9 000 000
Other Current Debt	7 008 000	6 361 000	5 321 000	4 468 000
Total Current Debt	28 259 000	24 946 000	15 049 000	24 428 000
Total Equity and Debt	47 911 000	42 163 000	40 775 000	38 735 000

Financial indicators	2022	2021	2020	2019
Return on Equity	66,36 %	74,38 %	53,67 %	90,46 %
Debt-to-Equity Ratio	0	0	0,08	0,15
Operating Profit Margin	21,32 %	23,03 %	24,04 %	21,74 %
Current Ratio	1,52	1,41	2,21	1,39
Quick Ratio	1,52	1,41	2,21	1,39
Equity Ratio	0,41	0,41	0,58	0,32
Gross Profit Margin	100 %	100 %	100 %	100 %