NORDEA EIENDOMSKREDITT AS

0368 OSLO

Finances

Share Ownership

Return on Equity

2,97 %

Current Ratio

1,08

Debt-to-Equity Ratio

0,07

Key figures (NOK)	2022	2021	2020	2019
Revenue	2 387 857 000	2 740 962 000	2 439 477 000	1 914 443 000
Net Income	654 212 000	757 225 000	1 067 811 000	969 829 000
Total Assets	329 807 091 000	292 254 460 000	273 191 982 000	252 564 019 000
Total Equity	22 053 520 000	19 982 375 000	19 758 576 000	19 164 403 000

Income (NOK)	2022	2021	2020	2019
Revenue	2 387 857 000	2 740 962 000	2 439 477 000	1 914 443 000
Expenditure	1 418 640 000	1 720 136 000	917 131 000	623 164 000
Operating Profit	969 217 000	1 020 826 000	1 522 346 000	1 291 279 000
Financial Income	0	0	0	0
Financial Costs	106 376 000	53 006 000	98 290 000	−1 823 000
Financial Balance	−106 376 000	−53 006 000	−98 290 000	1 823 000
Earnings Before Tax	862 841 000	967 820 000	1 424 056 000	1 293 102 000
Tax	−215 022 000	−241 960 000	356 245 000	323 273 000
Net Income	654 212 000	757 225 000	1 067 811 000	969 829 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	387 746 000	634 525 000	1 490 048 000	1 174 829 000
Total Current Assets	329 419 345 000	291 619 935 000	271 701 934 000	251 389 190 000
Total Assets	329 807 091 000	292 254 460 000	273 191 982 000	252 564 019 000
Total Retained Equity	10 299 873 000	9 448 748 000	9 224 949 000	8 630 776 000
Total Equity	22 053 520 000	19 982 375 000	19 758 576 000	19 164 403 000
Total Long-Term Debt	1 479 522 000	1 479 215 000	2 425 671 000	2 453 563 000
Total Current Debt	305 266 153 000	270 323 457 000	251 007 735 000	230 946 053 000
Total Equity and Debt	329 807 091 000	292 254 460 000	273 191 982 000	21 686 623 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	2 387 857 000	2 740 962 000	2 439 477 000	1 914 443 000
Cost of Goods Sold	0	0	0	0
Salary Costs	31 171 000	24 934 000	916 041 000	19 440 000
Depreciation	136 000	84 000	74 000	73 000
Impairment	0	0	0	0
Expenditure	1 418 640 000	1 720 136 000	917 131 000	623 164 000
Operating Profit	969 217 000	1 020 826 000	1 522 346 000	1 291 279 000
Financial Income	0	0	0	0
Financial Costs	106 376 000	53 006 000	98 290 000	−1 823 000
Financial Balance	−106 376 000	−53 006 000	−98 290 000	1 823 000
Dividends	0	0	0	0
Net Income	654 212 000	757 225 000	1 067 811 000	969 829 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	387 746 000	634 525 000	1 490 048 000	1 174 829 000
Total Fixed Assets	387 746 000	634 525 000	1 490 048 000	1 174 829 000
Stock	0	0	0	0
Total Investments	5 435 886 000	5 205 173 000	5 181 071 000	5 246 838 000
Cash, Bank	0	0	0	0
Total Current Assets	329 419 345 000	291 619 935 000	271 701 934 000	251 389 190 000
Total Assets	329 807 091 000	292 254 460 000	273 191 982 000	252 564 019 000
Total Equity	22 053 520 000	19 982 375 000	19 758 576 000	19 164 403 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	1 479 522 000	1 479 215 000	2 425 671 000	2 453 563 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	150 360 170 000	98 602 899 000	144 068 869 000	98 977 632 000
Total Current Debt	305 266 153 000	270 323 457 000	251 007 735 000	230 946 053 000
Total Equity and Debt	329 807 091 000	292 254 460 000	273 191 982 000	21 686 623 000

Financial indicators	2022	2021	2020	2019
Return on Equity	2,97 %	3,79 %	5,4 %	5,06 %
Debt-to-Equity Ratio	0,07	0,07	0,12	0,13
Operating Profit Margin	40,59 %	37,24 %	62,4 %	67,45 %
Current Ratio	1,08	1,08	1,08	1,09
Quick Ratio	1,08	1,08	1,08	1,09
Equity Ratio	0,07	0,07	0,07	0,08
Gross Profit Margin	100 %	100 %	100 %	100 %