SANDEFJORDS SPAREBANKS BOLIGSTIFTELSE FOR ELDRE

3211 SANDEFJORD

Finances

Share Ownership

Return on Equity

48,82 %

Current Ratio

0,08

Debt-to-Equity Ratio

−8,87

Key figures (NOK)	2022	2021	2020	2019
Revenue	3 161 000	3 125 000	3 113 000	3 128 000
Net Income	−412 000	70 000	320 000	4 000
Total Assets	6 813 000	7 271 000	7 385 000	7 294 000
Total Equity	−844 000	−431 000	−501 000	−821 000

Income (NOK)	2022	2021	2020	2019
Revenue	3 161 000	3 125 000	3 113 000	3 128 000
Expenditure	3 264 000	2 797 000	2 483 000	2 900 000
Operating Profit	−103 000	328 000	630 000	228 000
Financial Income	0	0	0	0
Financial Costs	309 000	258 000	310 000	224 000
Financial Balance	−309 000	−258 000	−310 000	−224 000
Earnings Before Tax	−412 000	70 000	320 000	4 000
Tax	0	0	0	0
Net Income	−412 000	70 000	320 000	4 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	6 800 000	6 800 000	6 800 000	6 800 000
Total Current Assets	13 000	471 000	585 000	494 000
Total Assets	6 813 000	7 271 000	7 385 000	7 294 000
Total Retained Equity	−1 044 000	−631 000	−701 000	−1 021 000
Total Equity	−844 000	−431 000	−501 000	−821 000
Total Long-Term Debt	7 486 000	7 518 000	7 782 000	7 972 000
Total Current Debt	171 000	184 000	104 000	144 000
Total Equity and Debt	6 813 000	7 271 000	7 385 000	7 295 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	3 161 000	3 125 000	0	3 128 000
Other Income	0	0	3 113 000	0
Revenue	3 161 000	3 125 000	3 113 000	3 128 000
Cost of Goods Sold	0	0	0	0
Salary Costs	516 000	485 000	483 000	485 000
Depreciation	0	0	0	200 000
Impairment	0	0	0	0
Expenditure	3 264 000	2 797 000	2 483 000	2 900 000
Operating Profit	−103 000	328 000	630 000	228 000
Financial Income	0	0	0	0
Financial Costs	309 000	258 000	310 000	224 000
Financial Balance	−309 000	−258 000	−310 000	−224 000
Dividends	0	0	0	0
Net Income	−412 000	70 000	320 000	4 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	6 800 000	6 800 000	6 800 000	6 800 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	6 800 000	6 800 000	6 800 000	6 800 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	6 800 000	6 800 000	6 800 000	6 800 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	13 000	471 000	585 000	486 000
Total Current Assets	13 000	471 000	585 000	494 000
Total Assets	6 813 000	7 271 000	7 385 000	7 294 000
Total Equity	−844 000	−431 000	−501 000	−821 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	7 486 000	7 518 000	7 782 000	7 972 000
Creditors	107 000	0	50 000	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	64 000	54 000	54 000	144 000
Total Current Debt	171 000	184 000	104 000	144 000
Total Equity and Debt	6 813 000	7 271 000	7 385 000	7 295 000

Financial indicators	2022	2021	2020	2019
Return on Equity	48,82 %	−16,24 %	−63,87 %	−0,49 %
Debt-to-Equity Ratio	−8,87	−17,44	−15,53	−9,71
Operating Profit Margin	−3,26 %	10,5 %	20,24 %	7,29 %
Current Ratio	0,08	2,56	5,63	3,43
Quick Ratio	0,08	2,56	5,63	3,43
Equity Ratio	−0,12	−0,06	−0,07	−0,11
Gross Profit Margin	100 %	100 %	100 %	100 %