OPAS KREDITT AS

1621 GRESSVIK

Finances

Share Ownership

Return on Equity

−21,36 %

Current Ratio

3,55

Debt-to-Equity Ratio

1,17

Key figures (NOK)	2022	2021	2020	2019
Revenue	1 397 000	1 158 000	1 404 000	1 418 000
Net Income	−107 000	73 000	83 000	−155 000
Total Assets	1 351 000	1 469 000	1 589 000	1 003 000
Total Equity	501 000	608 000	535 000	453 000

Income (NOK)	2022	2021	2020	2019
Revenue	1 397 000	1 158 000	1 404 000	1 418 000
Expenditure	1 501 000	1 026 000	1 263 000	1 599 000
Operating Profit	−104 000	131 000	141 000	−181 000
Financial Income	0	0	0	0
Financial Costs	33 000	36 000	35 000	18 000
Financial Balance	−33 000	−36 000	−35 000	−18 000
Earnings Before Tax	−137 000	95 000	106 000	−199 000
Tax	−30 000	22 000	24 000	−44 000
Net Income	−107 000	73 000	83 000	−155 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	413 000	514 000	579 000	253 000
Total Current Assets	937 000	955 000	1 010 000	749 000
Total Assets	1 351 000	1 469 000	1 589 000	1 003 000
Total Retained Equity	401 000	508 000	435 000	353 000
Total Equity	501 000	608 000	535 000	453 000
Total Long-Term Debt	586 000	719 000	802 000	264 000
Total Current Debt	264 000	142 000	252 000	286 000
Total Equity and Debt	1 351 000	1 469 000	1 589 000	1 003 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	1 221 000	860 000	954 000	917 000
Other Income	176 000	297 000	450 000	501 000
Revenue	1 397 000	1 158 000	1 404 000	1 418 000
Cost of Goods Sold	68 000	44 000	116 000	133 000
Salary Costs	731 000	356 000	408 000	810 000
Depreciation	101 000	101 000	87 000	55 000
Impairment	0	0	0	0
Expenditure	1 501 000	1 026 000	1 263 000	1 599 000
Operating Profit	−104 000	131 000	141 000	−181 000
Financial Income	0	0	0	0
Financial Costs	33 000	36 000	35 000	18 000
Financial Balance	−33 000	−36 000	−35 000	−18 000
Dividends	0	0	0	0
Net Income	−107 000	73 000	83 000	−155 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	413 000	514 000	579 000	253 000
Total Tangible Assets	413 000	514 000	579 000	253 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	413 000	514 000	579 000	253 000
Stock	69 000	69 000	69 000	76 000
Total Investments	0	0	0	0
Cash, Bank	404 000	444 000	457 000	120 000
Total Current Assets	937 000	955 000	1 010 000	749 000
Total Assets	1 351 000	1 469 000	1 589 000	1 003 000
Total Equity	501 000	608 000	535 000	453 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	586 000	719 000	802 000	264 000
Creditors	81 000	93 000	145 000	167 000
Unpaid Taxes	76 000	16 000	21 000	50 000
Dividends	0	0	0	0
Other Current Debt	107 000	33 000	85 000	69 000
Total Current Debt	264 000	142 000	252 000	286 000
Total Equity and Debt	1 351 000	1 469 000	1 589 000	1 003 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−21,36 %	12,01 %	15,51 %	−34,22 %
Debt-to-Equity Ratio	1,17	1,18	1,5	0,58
Operating Profit Margin	−7,44 %	11,31 %	10,04 %	−12,76 %
Current Ratio	3,55	6,73	4,01	2,62
Quick Ratio	4,81	13,08	5,52	3,57
Equity Ratio	0,37	0,41	0,34	0,45
Gross Profit Margin	95,13 %	96,2 %	91,74 %	90,62 %