SPAREBANK 1 GRUPPEN AS

9008 TROMSØ

Finances

Return on Equity

7,68 %

Current Ratio

1,22

Debt-to-Equity Ratio

6,82

Key figures (NOK)	2022	2021	2020	2019
Revenue	19 260 270 000	38 369 074 000	24 565 676 000	26 505 929 000
Net Income	1 137 142 000	3 250 285 000	1 393 584 000	1 510 212 000
Total Assets	121 472 465 000	124 183 434 000	108 187 307 000	93 674 898 000
Total Equity	14 800 066 000	15 142 651 000	14 527 624 000	10 870 112 000

Income (NOK)	2022	2021	2020	2019
Revenue	19 260 270 000	38 369 074 000	24 565 676 000	26 505 929 000
Expenditure	17 829 102 000	34 276 907 000	22 762 802 000	25 100 668 000
Operating Profit	1 431 168 000	4 092 167 000	1 802 874 000	1 405 261 000
Financial Income	−32 505 000	12 543 000	14 350 000	427 254 000
Financial Costs	0	0	0	251 358 000
Financial Balance	−32 505 000	12 543 000	14 350 000	175 896 000
Earnings Before Tax	1 398 663 000	4 104 710 000	1 817 224 000	1 581 157 000
Tax	261 521 000	854 425 000	423 640 000	70 945 000
Net Income	1 137 142 000	3 250 285 000	1 393 584 000	1 510 212 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	114 533 555 000	117 133 937 000	6 489 119 000	12 851 796 000
Total Current Assets	6 938 910 000	7 049 497 000	101 698 188 000	80 823 102 000
Total Assets	121 472 465 000	124 183 434 000	108 187 307 000	93 674 898 000
Total Retained Equity	11 549 401 000	11 891 986 000	7 889 275 000	8 469 835 000
Total Equity	14 800 066 000	15 142 651 000	14 527 624 000	10 870 112 000
Total Long-Term Debt	100 968 705 000	108 015 808 000	93 054 215 000	76 716 888 000
Total Current Debt	5 703 694 000	1 024 973 000	605 468 000	6 087 897 000
Total Equity and Debt	121 472 465 000	124 183 432 000	108 187 307 000	93 674 897 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	19 260 270 000	38 369 074 000	24 565 676 000	26 505 929 000
Revenue	19 260 270 000	38 369 074 000	24 565 676 000	26 505 929 000
Cost of Goods Sold	0	31 238 769 000	19 411 518 000	0
Salary Costs	0	0	0	0
Depreciation	18 767 000	438 546 000	511 989 000	0
Impairment	0	0	0	0
Expenditure	17 829 102 000	34 276 907 000	22 762 802 000	25 100 668 000
Operating Profit	1 431 168 000	4 092 167 000	1 802 874 000	1 405 261 000
Financial Income	−32 505 000	12 543 000	14 350 000	427 254 000
Financial Costs	0	0	0	251 358 000
Financial Balance	−32 505 000	12 543 000	14 350 000	175 896 000
Dividends	0	0	0	0
Net Income	1 137 142 000	3 250 285 000	1 393 584 000	1 510 212 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	1 857 306 000	1 975 023 000	2 062 152 000	0
Total Intangible Assets	3 330 621 000	3 540 378 000	3 898 924 000	2 765 533 000
Real Eastate	0	0	0	7 712 805 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	1 497 996 000	1 495 047 000	1 503 761 000	1 471 387 000
Total Tangible Assets	1 497 996 000	1 495 047 000	1 503 761 000	9 184 192 000
Total Fiancial Fixed Assets	109 704 938 000	112 098 512 000	1 086 434 000	902 071 000
Total Fixed Assets	114 533 555 000	117 133 937 000	6 489 119 000	12 851 796 000
Stock	0	0	0	0
Total Investments	0	0	98 162 582 000	75 561 305 000
Cash, Bank	2 587 415 000	0	3 535 606 000	1 866 569 000
Total Current Assets	6 938 910 000	7 049 497 000	101 698 188 000	80 823 102 000
Total Assets	121 472 465 000	124 183 434 000	108 187 307 000	93 674 898 000
Total Equity	14 800 066 000	15 142 651 000	14 527 624 000	10 870 112 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	100 968 705 000	108 015 808 000	93 054 215 000	76 716 888 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	0	0	0	0
Total Current Debt	5 703 694 000	1 024 973 000	605 468 000	6 087 897 000
Total Equity and Debt	121 472 465 000	124 183 432 000	108 187 307 000	93 674 897 000

Financial indicators	2022	2021	2020	2019
Return on Equity	7,68 %	21,46 %	9,59 %	13,89 %
Debt-to-Equity Ratio	6,82	7,13	6,41	7,06
Operating Profit Margin	7,43 %	10,67 %	7,34 %	5,3 %
Current Ratio	1,22	6,88	167,97	13,28
Quick Ratio	1,22	6,88	167,97	13,28
Equity Ratio	0,12	0,12	0,13	0,12
Gross Profit Margin	100 %	18,58 %	20,98 %	100 %