INSTITUTT FOR BEDRIFTSSIKRING AS

4632 KRISTIANSAND S

Finances

Share Ownership

Return on Equity

122,35 %

Current Ratio

1,77

Debt-to-Equity Ratio

4,64

Key figures (NOK)	2022	2021	2020	2019
Revenue	3 335 000	1 516 000	2 952 000	3 801 000
Net Income	104 000	63 000	175 000	−157 000
Total Assets	988 000	805 000	997 000	1 061 000
Total Equity	85 000	162 000	100 000	−76 000

Income (NOK)	2022	2021	2020	2019
Revenue	3 335 000	1 516 000	2 952 000	3 801 000
Expenditure	3 098 000	1 394 000	2 636 000	3 876 000
Operating Profit	237 000	122 000	316 000	−75 000
Financial Income	0	0	1 000	0
Financial Costs	105 000	42 000	93 000	127 000
Financial Balance	−105 000	−42 000	−92 000	−127 000
Earnings Before Tax	133 000	80 000	225 000	−202 000
Tax	29 000	18 000	49 000	−44 000
Net Income	104 000	63 000	175 000	−157 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	87 000	92 000	98 000	132 000
Total Current Assets	901 000	713 000	899 000	928 000
Total Assets	988 000	805 000	997 000	1 061 000
Total Retained Equity	−26 000	51 000	−11 000	−187 000
Total Equity	85 000	162 000	100 000	−76 000
Total Long-Term Debt	394 000	395 000	393 000	375 000
Total Current Debt	509 000	248 000	504 000	762 000
Total Equity and Debt	988 000	805 000	997 000	1 061 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	3 335 000	1 516 000	2 952 000	3 801 000
Other Income	0	0	0	0
Revenue	3 335 000	1 516 000	2 952 000	3 801 000
Cost of Goods Sold	0	0	0	29 000
Salary Costs	2 275 000	993 000	1 917 000	2 900 000
Depreciation	5 000	6 000	6 000	7 000
Impairment	0	0	0	0
Expenditure	3 098 000	1 394 000	2 636 000	3 876 000
Operating Profit	237 000	122 000	316 000	−75 000
Financial Income	0	0	1 000	0
Financial Costs	105 000	42 000	93 000	127 000
Financial Balance	−105 000	−42 000	−92 000	−127 000
Dividends	0	0	0	0
Net Income	104 000	63 000	175 000	−157 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	28 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	87 000	92 000	98 000	104 000
Total Tangible Assets	87 000	92 000	98 000	104 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	87 000	92 000	98 000	132 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	215 000	80 000	76 000	114 000
Total Current Assets	901 000	713 000	899 000	928 000
Total Assets	988 000	805 000	997 000	1 061 000
Total Equity	85 000	162 000	100 000	−76 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	394 000	395 000	393 000	375 000
Creditors	2 000	0	0	92 000
Unpaid Taxes	405 000	196 000	399 000	517 000
Dividends	0	0	0	0
Other Current Debt	72 000	35 000	103 000	152 000
Total Current Debt	509 000	248 000	504 000	762 000
Total Equity and Debt	988 000	805 000	997 000	1 061 000

Financial indicators	2022	2021	2020	2019
Return on Equity	122,35 %	38,89 %	175 %	206,58 %
Debt-to-Equity Ratio	4,64	2,44	3,93	−4,93
Operating Profit Margin	7,11 %	8,05 %	10,7 %	−1,97 %
Current Ratio	1,77	2,88	1,78	1,22
Quick Ratio	1,77	2,88	1,78	1,22
Equity Ratio	0,09	0,2	0,1	−0,07
Gross Profit Margin	100 %	100 %	100 %	99,24 %