SPAREBANK 1 SMN PENSJONSKASSE

7011 TRONDHEIM

Finances

Return on Equity

−0,82 %

Current Ratio

N/A

Debt-to-Equity Ratio

2,82

Key figures (NOK)	2022	2021	2020	2019
Revenue	−7 160 000	67 854 000	28 565 000	63 824 000
Net Income	−2 237 000	24 672 000	3 546 000	33 618 000
Total Assets	1 039 673 000	1 084 337 000	1 026 830 000	1 082 160 000
Total Equity	272 157 000	274 394 000	249 722 000	246 175 000

Income (NOK)	2022	2021	2020	2019
Revenue	−7 160 000	67 854 000	28 565 000	63 824 000
Expenditure	0	0	0	0
Operating Profit	137 000	3 102 000	−2 989 000	6 698 000
Financial Income	−2 008 000	25 526 000	6 621 000	22 745 000
Financial Costs	−973 000	−604 000	−798 000	−565 000
Financial Balance	−1 035 000	26 130 000	7 419 000	23 310 000
Earnings Before Tax	−2 844 000	28 024 000	3 339 000	28 879 000
Tax	−607 000	3 351 000	−207 000	−4 740 000
Net Income	−2 237 000	24 672 000	3 546 000	33 618 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	2 915 000	5 158 000	10 000 000	11 973 000
Total Current Assets	1 036 758 000	1 079 179 000	1 016 829 000	1 070 186 000
Total Assets	1 039 673 000	1 084 337 000	1 026 830 000	1 082 160 000
Total Retained Equity	135 330 000	137 567 000	112 894 000	109 348 000
Total Equity	272 157 000	274 394 000	249 722 000	246 175 000
Total Long-Term Debt	767 515 000	809 942 000	777 108 000	835 985 000
Total Current Debt	0	0	0	0
Total Equity and Debt	1 039 673 000	1 084 337 000	1 026 830 000	1 082 160 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	−8 000	−8 000	−8 000	822 000
Other Income	−7 152 000	67 862 000	28 573 000	63 002 000
Revenue	−7 160 000	67 854 000	28 565 000	63 824 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	137 000	3 102 000	−2 989 000	6 698 000
Financial Income	−2 008 000	25 526 000	6 621 000	22 745 000
Financial Costs	−973 000	−604 000	−798 000	−565 000
Financial Balance	−1 035 000	26 130 000	7 419 000	23 310 000
Dividends	0	0	0	0
Net Income	−2 237 000	24 672 000	3 546 000	33 618 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	2 731 000	5 158 000	10 000 000	11 973 000
Total Fixed Assets	2 915 000	5 158 000	10 000 000	11 973 000
Stock	0	0	0	0
Total Investments	1 027 534 000	1 073 140 000	1 010 547 000	1 067 766 000
Cash, Bank	0	0	0	0
Total Current Assets	1 036 758 000	1 079 179 000	1 016 829 000	1 070 186 000
Total Assets	1 039 673 000	1 084 337 000	1 026 830 000	1 082 160 000
Total Equity	272 157 000	274 394 000	249 722 000	246 175 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	767 515 000	809 942 000	777 108 000	835 985 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	1 210 000	21 000	2 818 000	1 624 000
Total Current Debt	0	0	0	0
Total Equity and Debt	1 039 673 000	1 084 337 000	1 026 830 000	1 082 160 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−0,82 %	8,99 %	1,42 %	13,66 %
Debt-to-Equity Ratio	2,82	2,95	3,11	3,4
Operating Profit Margin	−1,91 %	4,57 %	−10,46 %	10,49 %
Current Ratio	-	-	-	-
Quick Ratio	-	-	-	-
Equity Ratio	0,26	0,25	0,24	0,23
Gross Profit Margin	100 %	100 %	100 %	100 %