PS ASSURANSE AS

1252 OSLO

Finances

Share Ownership

Return on Equity

600,98 %

Current Ratio

0,95

Debt-to-Equity Ratio

0,57

Key figures (NOK)	2022	2021	2020	2019
Revenue	15 320 000	13 451 000	12 663 000	9 889 000
Net Income	3 672 000	2 262 000	2 546 000	1 121 000
Total Assets	6 311 000	6 966 000	6 969 000	5 557 000
Total Equity	611 000	4 034 000	3 273 000	1 326 000

Income (NOK)	2022	2021	2020	2019
Revenue	15 320 000	13 451 000	12 663 000	9 889 000
Expenditure	10 412 000	10 424 000	9 290 000	8 380 000
Operating Profit	4 908 000	3 027 000	3 373 000	1 509 000
Financial Income	1 000	0	28 000	7 000
Financial Costs	2 000	1 000	5 000	6 000
Financial Balance	−1 000	−1 000	23 000	1 000
Earnings Before Tax	4 907 000	3 026 000	3 395 000	1 511 000
Tax	1 235 000	764 000	849 000	389 000
Net Income	3 672 000	2 262 000	2 546 000	1 121 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 234 000	2 022 000	2 721 000	3 459 000
Total Current Assets	5 077 000	4 944 000	4 248 000	2 098 000
Total Assets	6 311 000	6 966 000	6 969 000	5 557 000
Total Retained Equity	411 000	3 834 000	3 073 000	1 126 000
Total Equity	611 000	4 034 000	3 273 000	1 326 000
Total Long-Term Debt	348 000	0	1 450 000	2 610 000
Total Current Debt	5 352 000	2 931 000	2 247 000	1 620 000
Total Equity and Debt	6 311 000	6 966 000	6 969 000	5 557 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	12 576 000	13 400 000	12 562 000	9 768 000
Other Income	2 744 000	51 000	101 000	121 000
Revenue	15 320 000	13 451 000	12 663 000	9 889 000
Cost of Goods Sold	0	0	0	0
Salary Costs	8 089 000	8 243 000	7 253 000	6 687 000
Depreciation	740 000	735 000	736 000	380 000
Impairment	0	0	0	0
Expenditure	10 412 000	10 424 000	9 290 000	8 380 000
Operating Profit	4 908 000	3 027 000	3 373 000	1 509 000
Financial Income	1 000	0	28 000	7 000
Financial Costs	2 000	1 000	5 000	6 000
Financial Balance	−1 000	−1 000	23 000	1 000
Dividends	7 095 000	1 500 000	600 000	980 000
Net Income	3 672 000	2 262 000	2 546 000	1 121 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	1 087 000	1 818 000	2 549 000	3 280 000
Total Intangible Assets	1 087 000	1 957 000	2 653 000	3 386 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	147 000	65 000	68 000	73 000
Total Tangible Assets	147 000	65 000	68 000	73 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	1 234 000	2 022 000	2 721 000	3 459 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	2 131 000	4 765 000	4 141 000	1 988 000
Total Current Assets	5 077 000	4 944 000	4 248 000	2 098 000
Total Assets	6 311 000	6 966 000	6 969 000	5 557 000
Total Equity	611 000	4 034 000	3 273 000	1 326 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	348 000	0	1 450 000	2 610 000
Creditors	256 000	196 000	114 000	116 000
Unpaid Taxes	631 000	764 000	635 000	621 000
Dividends	7 095 000	1 500 000	600 000	980 000
Other Current Debt	1 717 000	1 172 000	651 000	636 000
Total Current Debt	5 352 000	2 931 000	2 247 000	1 620 000
Total Equity and Debt	6 311 000	6 966 000	6 969 000	5 557 000

Financial indicators	2022	2021	2020	2019
Return on Equity	600,98 %	56,07 %	77,79 %	84,54 %
Debt-to-Equity Ratio	0,57	0	0,44	1,97
Operating Profit Margin	32,04 %	22,5 %	26,64 %	15,26 %
Current Ratio	0,95	1,69	1,89	1,3
Quick Ratio	0,95	1,69	1,89	1,3
Equity Ratio	0,1	0,58	0,47	0,24
Gross Profit Margin	100 %	100 %	100 %	100 %