RINGERIKES SPAREBANKS PENSJONSKASSE

3510 HØNEFOSS

Finances

Return on Equity

−8,81 %

Current Ratio

N/A

Debt-to-Equity Ratio

3,1

Key figures (NOK)	2022	2021	2020	2019
Revenue	−7 734 000	20 392 000	19 219 000	25 995 000
Net Income	−4 791 000	4 126 000	4 644 000	7 794 000
Total Assets	222 777 000	247 608 000	235 802 000	222 745 000
Total Equity	54 373 000	59 163 000	55 037 000	50 393 000

Income (NOK)	2022	2021	2020	2019
Revenue	−7 734 000	20 392 000	19 219 000	25 995 000
Expenditure	0	0	0	0
Operating Profit	601 000	1 979 000	1 714 000	2 054 000
Financial Income	−5 674 000	2 792 000	3 608 000	4 349 000
Financial Costs	−177 000	−133 000	−110 000	−101 000
Financial Balance	−5 497 000	2 925 000	3 718 000	4 450 000
Earnings Before Tax	−5 250 000	4 638 000	5 212 000	6 303 000
Tax	−459 000	511 000	568 000	−1 492 000
Net Income	−4 791 000	4 126 000	4 644 000	7 794 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	893 000	442 000	921 000	1 488 000
Total Current Assets	221 884 000	247 167 000	234 881 000	221 257 000
Total Assets	222 777 000	247 608 000	235 802 000	222 745 000
Total Retained Equity	22 373 000	27 163 000	23 037 000	18 393 000
Total Equity	54 373 000	59 163 000	55 037 000	50 393 000
Total Long-Term Debt	168 403 000	188 445 000	180 765 000	172 352 000
Total Current Debt	0	0	0	0
Total Equity and Debt	222 776 000	247 608 000	235 802 000	222 745 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	9 557 000	10 676 000	5 941 000	8 322 000
Other Income	−17 291 000	9 716 000	13 278 000	17 673 000
Revenue	−7 734 000	20 392 000	19 219 000	25 995 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	601 000	1 979 000	1 714 000	2 054 000
Financial Income	−5 674 000	2 792 000	3 608 000	4 349 000
Financial Costs	−177 000	−133 000	−110 000	−101 000
Financial Balance	−5 497 000	2 925 000	3 718 000	4 450 000
Dividends	0	0	0	0
Net Income	−4 791 000	4 126 000	4 644 000	7 794 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	25 000	32 000	0	0
Total Fixed Assets	893 000	442 000	921 000	1 488 000
Stock	0	0	0	0
Total Investments	221 670 000	246 157 000	234 672 000	221 045 000
Cash, Bank	0	0	0	0
Total Current Assets	221 884 000	247 167 000	234 881 000	221 257 000
Total Assets	222 777 000	247 608 000	235 802 000	222 745 000
Total Equity	54 373 000	59 163 000	55 037 000	50 393 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	168 403 000	188 445 000	180 765 000	172 352 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	382 000	129 000	125 000	131 000
Total Current Debt	0	0	0	0
Total Equity and Debt	222 776 000	247 608 000	235 802 000	222 745 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−8,81 %	6,97 %	8,44 %	15,47 %
Debt-to-Equity Ratio	3,1	3,19	3,28	3,42
Operating Profit Margin	−7,77 %	9,7 %	8,92 %	7,9 %
Current Ratio	-	-	-	-
Quick Ratio	-	-	-	-
Equity Ratio	0,24	0,24	0,23	0,23
Gross Profit Margin	100 %	100 %	100 %	100 %