EIENDOMSKREDITT AS

5058 BERGEN

Finances

Return on Equity

7,87 %

Current Ratio

1,2

Debt-to-Equity Ratio

0,15

Key figures (NOK)	2022	2021	2020	2019
Revenue	130 505 000	121 051 000	99 179 000	102 004 000
Net Income	78 910 000	71 650 000	58 083 000	59 961 000
Total Assets	6 644 075 000	6 454 176 000	6 023 979 000	5 775 929 000
Total Equity	1 002 489 000	963 524 000	928 710 000	791 678 000

Income (NOK)	2022	2021	2020	2019
Revenue	130 505 000	121 051 000	99 179 000	102 004 000
Expenditure	26 333 000	26 656 000	22 900 000	22 820 000
Operating Profit	104 048 000	94 395 000	76 319 000	79 184 000
Financial Income	0	0	0	0
Financial Costs	0	0	0	−739 000
Financial Balance	0	0	0	739 000
Earnings Before Tax	104 048 000	94 395 000	76 319 000	79 923 000
Tax	−25 138 000	−22 745 000	−18 236 000	19 962 000
Net Income	78 910 000	71 650 000	58 083 000	59 961 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	102 194 000	96 130 000	59 655 000	99 484 000
Total Current Assets	6 541 881 000	6 358 046 000	5 964 324 000	5 676 445 000
Total Assets	6 644 075 000	6 454 176 000	6 023 979 000	5 775 929 000
Total Retained Equity	335 438 000	296 474 000	261 659 000	209 627 000
Total Equity	1 002 489 000	963 524 000	928 710 000	791 678 000
Total Long-Term Debt	154 558 000	150 919 000	129 141 000	235 593 000
Total Current Debt	5 454 907 000	5 315 206 000	4 907 054 000	4 748 656 000
Total Equity and Debt	6 644 075 000	6 454 174 000	6 023 979 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	130 505 000	121 051 000	99 179 000	102 004 000
Cost of Goods Sold	0	0	0	0
Salary Costs	13 892 000	14 149 000	12 640 000	13 219 000
Depreciation	1 516 000	1 764 000	1 808 000	1 051 000
Impairment	−62 000	0	0	−301 000
Expenditure	26 333 000	26 656 000	22 900 000	22 820 000
Operating Profit	104 048 000	94 395 000	76 319 000	79 184 000
Financial Income	0	0	0	0
Financial Costs	0	0	0	−739 000
Financial Balance	0	0	0	739 000
Dividends	0	0	0	0
Net Income	78 910 000	71 650 000	58 083 000	59 961 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	345 000	603 000	443 000	4 010 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	3 038 000	3 228 000	3 306 000	3 498 000
Total Fiancial Fixed Assets	98 811 000	92 299 000	55 906 000	91 976 000
Total Fixed Assets	102 194 000	96 130 000	59 655 000	99 484 000
Stock	0	0	0	0
Total Investments	416 980 000	476 641 000	432 502 000	482 882 000
Cash, Bank	0	0	0	0
Total Current Assets	6 541 881 000	6 358 046 000	5 964 324 000	5 676 445 000
Total Assets	6 644 075 000	6 454 176 000	6 023 979 000	5 775 929 000
Total Equity	1 002 489 000	963 524 000	928 710 000	791 678 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	154 558 000	150 919 000	129 141 000	235 593 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	5 487 028 000	5 339 731 000	4 966 128 000	4 748 656 000
Total Current Debt	5 454 907 000	5 315 206 000	4 907 054 000	4 748 656 000
Total Equity and Debt	6 644 075 000	6 454 174 000	6 023 979 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	7,87 %	7,44 %	6,25 %	7,57 %
Debt-to-Equity Ratio	0,15	0,16	0,14	0,3
Operating Profit Margin	79,73 %	77,98 %	76,95 %	77,63 %
Current Ratio	1,2	1,2	1,22	1,2
Quick Ratio	1,2	1,2	1,22	1,2
Equity Ratio	0,15	0,15	0,15	0,14
Gross Profit Margin	100 %	100 %	100 %	100 %