CREDIT & DEBIT VISION AS

0279 OSLO

Finances

Share Ownership

Return on Equity

355,63 %

Current Ratio

1,13

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	2 721 000	2 700 000	2 581 000	2 530 000
Net Income	537 000	602 000	505 000	522 000
Total Assets	1 285 000	1 357 000	1 150 000	1 167 000
Total Equity	151 000	114 000	112 000	108 000

Income (NOK)	2022	2021	2020	2019
Revenue	2 721 000	2 700 000	2 581 000	2 530 000
Expenditure	2 038 000	1 931 000	1 937 000	1 864 000
Operating Profit	684 000	769 000	644 000	666 000
Financial Income	5 000	2 000	3 000	4 000
Financial Costs	0	0	0	0
Financial Balance	5 000	2 000	3 000	4 000
Earnings Before Tax	689 000	771 000	647 000	670 000
Tax	152 000	170 000	142 000	147 000
Net Income	537 000	602 000	505 000	522 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	0	0	0	0
Total Current Assets	1 285 000	1 357 000	1 150 000	1 167 000
Total Assets	1 285 000	1 357 000	1 150 000	1 167 000
Total Retained Equity	51 000	14 000	12 000	8 000
Total Equity	151 000	114 000	112 000	108 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	1 134 000	1 243 000	1 038 000	1 060 000
Total Equity and Debt	1 285 000	1 357 000	1 150 000	1 167 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	2 721 000	2 700 000	2 581 000	2 530 000
Other Income	0	0	0	0
Revenue	2 721 000	2 700 000	2 581 000	2 530 000
Cost of Goods Sold	0	0	0	0
Salary Costs	1 697 000	1 611 000	1 544 000	1 473 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	2 038 000	1 931 000	1 937 000	1 864 000
Operating Profit	684 000	769 000	644 000	666 000
Financial Income	5 000	2 000	3 000	4 000
Financial Costs	0	0	0	0
Financial Balance	5 000	2 000	3 000	4 000
Dividends	500 000	600 000	500 000	520 000
Net Income	537 000	602 000	505 000	522 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	0	0	0	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	997 000	996 000	738 000	816 000
Total Current Assets	1 285 000	1 357 000	1 150 000	1 167 000
Total Assets	1 285 000	1 357 000	1 150 000	1 167 000
Total Equity	151 000	114 000	112 000	108 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	22 000	3 000	0	0
Unpaid Taxes	300 000	339 000	270 000	269 000
Dividends	500 000	600 000	500 000	520 000
Other Current Debt	159 000	131 000	126 000	123 000
Total Current Debt	1 134 000	1 243 000	1 038 000	1 060 000
Total Equity and Debt	1 285 000	1 357 000	1 150 000	1 167 000

Financial indicators	2022	2021	2020	2019
Return on Equity	355,63 %	528,07 %	450,89 %	483,33 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	25,14 %	28,48 %	24,95 %	26,32 %
Current Ratio	1,13	1,09	1,11	1,1
Quick Ratio	1,13	1,09	1,11	1,1
Equity Ratio	0,12	0,08	0,1	0,09
Gross Profit Margin	100 %	100 %	100 %	100 %