SVEA FINANS AS

0663 OSLO

Finances

Share Ownership

Return on Equity

155,73 %

Current Ratio

1,32

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	169 403 000	159 532 000	180 999 000	165 731 000
Net Income	43 613 000	43 123 000	36 365 000	27 201 000
Total Assets	114 717 000	99 720 000	85 581 000	79 240 000
Total Equity	28 005 000	24 392 000	13 270 000	6 905 000

Income (NOK)	2022	2021	2020	2019
Revenue	169 403 000	159 532 000	180 999 000	165 731 000
Expenditure	114 897 000	104 294 000	134 549 000	131 555 000
Operating Profit	54 506 000	55 238 000	46 450 000	34 176 000
Financial Income	1 702 000	237 000	432 000	942 000
Financial Costs	265 000	152 000	215 000	123 000
Financial Balance	1 437 000	85 000	217 000	819 000
Earnings Before Tax	55 943 000	55 323 000	46 667 000	34 995 000
Tax	12 330 000	12 200 000	10 302 000	7 794 000
Net Income	43 613 000	43 123 000	36 365 000	27 201 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	302 000	320 000	595 000	445 000
Total Current Assets	114 415 000	99 399 000	84 987 000	78 795 000
Total Assets	114 717 000	99 720 000	85 581 000	79 240 000
Total Retained Equity	26 899 000	23 286 000	12 163 000	5 799 000
Total Equity	28 005 000	24 392 000	13 270 000	6 905 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	86 713 000	75 328 000	72 312 000	72 335 000
Total Equity and Debt	114 717 000	99 720 000	85 581 000	79 240 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	162 249 000	153 149 000	173 626 000	160 102 000
Other Income	7 154 000	6 383 000	7 373 000	5 629 000
Revenue	169 403 000	159 532 000	180 999 000	165 731 000
Cost of Goods Sold	14 774 000	13 930 000	36 443 000	33 082 000
Salary Costs	62 581 000	56 844 000	66 880 000	68 030 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	114 897 000	104 294 000	134 549 000	131 555 000
Operating Profit	54 506 000	55 238 000	46 450 000	34 176 000
Financial Income	1 702 000	237 000	432 000	942 000
Financial Costs	265 000	152 000	215 000	123 000
Financial Balance	1 437 000	85 000	217 000	819 000
Dividends	40 000 000	32 000 000	30 000 000	25 000 000
Net Income	43 613 000	43 123 000	36 365 000	27 201 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	302 000	320 000	595 000	445 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	302 000	320 000	595 000	445 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	101 882 000	87 590 000	71 847 000	65 996 000
Total Current Assets	114 415 000	99 399 000	84 987 000	78 795 000
Total Assets	114 717 000	99 720 000	85 581 000	79 240 000
Total Equity	28 005 000	24 392 000	13 270 000	6 905 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	1 498 000	1 449 000	1 365 000	3 838 000
Unpaid Taxes	9 137 000	8 956 000	7 265 000	7 457 000
Dividends	40 000 000	32 000 000	30 000 000	25 000 000
Other Current Debt	23 766 000	20 996 000	23 232 000	28 607 000
Total Current Debt	86 713 000	75 328 000	72 312 000	72 335 000
Total Equity and Debt	114 717 000	99 720 000	85 581 000	79 240 000

Financial indicators	2022	2021	2020	2019
Return on Equity	155,73 %	176,79 %	274,04 %	393,93 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	32,18 %	34,63 %	25,66 %	20,62 %
Current Ratio	1,32	1,32	1,18	1,09
Quick Ratio	1,32	1,32	1,18	1,09
Equity Ratio	0,24	0,24	0,16	0,09
Gross Profit Margin	91,28 %	91,27 %	79,87 %	80,04 %