ERGO FORSIKRING AS

1366 LYSAKER

Finances

Share Ownership

Return on Equity

−0,53 %

Current Ratio

13,58

Debt-to-Equity Ratio

1,66

Key figures (NOK)	2022	2021	2020	2019
Revenue	1 054 821 000	930 150 000	843 006 000	725 322 000
Net Income	−1 630 000	34 576 000	67 425 000	47 032 000
Total Assets	880 878 000	868 511 000	804 830 000	650 329 000
Total Equity	309 115 000	310 745 000	294 168 000	226 743 000

Income (NOK)	2022	2021	2020	2019
Revenue	1 054 821 000	930 150 000	843 006 000	725 322 000
Expenditure	0	0	0	0
Operating Profit	−7 355 000	38 165 000	85 139 000	53 465 000
Financial Income	2 478 000	−2 598 000	16 619 000	4 116 000
Financial Costs	0	0	0	156 000
Financial Balance	2 478 000	−2 598 000	16 619 000	3 960 000
Earnings Before Tax	−2 656 000	45 655 000	89 360 000	62 466 000
Tax	−1 053 000	11 110 000	21 915 000	15 421 000
Net Income	−1 630 000	34 576 000	67 425 000	47 032 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	38 000	72 000	429 612 000	56 000
Total Current Assets	779 606 000	748 406 000	254 350 000	584 086 000
Total Assets	880 878 000	868 511 000	804 830 000	650 329 000
Total Retained Equity	154 115 000	155 745 000	139 168 000	71 743 000
Total Equity	309 115 000	310 745 000	294 168 000	226 743 000
Total Long-Term Debt	514 368 000	457 719 000	461 360 000	378 991 000
Total Current Debt	57 395 000	100 047 000	49 300 000	44 596 000
Total Equity and Debt	880 878 000	868 511 000	804 828 000	650 330 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	1 054 467 000	929 961 000	842 952 000	725 267 000
Other Income	354 000	189 000	54 000	55 000
Revenue	1 054 821 000	930 150 000	843 006 000	725 322 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	−7 355 000	38 165 000	85 139 000	53 465 000
Financial Income	2 478 000	−2 598 000	16 619 000	4 116 000
Financial Costs	0	0	0	156 000
Financial Balance	2 478 000	−2 598 000	16 619 000	3 960 000
Dividends	0	0	0	0
Net Income	−1 630 000	34 576 000	67 425 000	47 032 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	120 868 000	66 187 000
Total Intangible Assets	101 234 000	120 033 000	120 868 000	66 187 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	38 000	72 000	31 000	56 000
Total Fiancial Fixed Assets	0	0	429 581 000	0
Total Fixed Assets	38 000	72 000	429 612 000	56 000
Stock	0	0	0	0
Total Investments	467 219 000	456 078 000	0	364 633 000
Cash, Bank	0	0	0	0
Total Current Assets	779 606 000	748 406 000	254 350 000	584 086 000
Total Assets	880 878 000	868 511 000	804 830 000	650 329 000
Total Equity	309 115 000	310 745 000	294 168 000	226 743 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	514 368 000	457 719 000	461 360 000	378 991 000
Creditors	34 738 000	37 210 000	23 980 000	24 213 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	22 653 000	61 905 000	24 648 000	20 383 000
Total Current Debt	57 395 000	100 047 000	49 300 000	44 596 000
Total Equity and Debt	880 878 000	868 511 000	804 828 000	650 330 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−0,53 %	11,13 %	22,92 %	20,74 %
Debt-to-Equity Ratio	1,66	1,47	1,57	1,67
Operating Profit Margin	−0,7 %	4,1 %	10,1 %	7,37 %
Current Ratio	13,58	7,48	5,16	13,1
Quick Ratio	13,58	7,48	5,16	13,1
Equity Ratio	0,35	0,36	0,37	0,35
Gross Profit Margin	100 %	100 %	100 %	100 %