SPAREBANK 1 REGNSKAPSHUSET VALHALL AS

3540 NESBYEN

Finances

Return on Equity

13,69 %

Current Ratio

1,7

Debt-to-Equity Ratio

0,57

Key figures (NOK)	2022	2021	2020	2019
Revenue	49 274 000	39 957 000	41 290 000	42 461 000
Net Income	1 267 000	103 000	18 000	189 000
Total Assets	24 975 000	22 133 000	15 954 000	16 379 000
Total Equity	9 255 000	7 987 000	7 884 000	7 866 000

Income (NOK)	2022	2021	2020	2019
Revenue	49 274 000	39 957 000	41 290 000	42 461 000
Expenditure	47 614 000	39 863 000	41 312 000	42 240 000
Operating Profit	1 660 000	94 000	−22 000	222 000
Financial Income	203 000	41 000	50 000	100 000
Financial Costs	237 000	3 000	4 000	79 000
Financial Balance	−34 000	38 000	46 000	21 000
Earnings Before Tax	1 625 000	132 000	24 000	243 000
Tax	358 000	29 000	6 000	54 000
Net Income	1 267 000	103 000	18 000	189 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	7 155 000	7 788 000	2 646 000	2 604 000
Total Current Assets	17 819 000	14 345 000	13 309 000	13 776 000
Total Assets	24 975 000	22 133 000	15 954 000	16 379 000
Total Retained Equity	1 577 000	310 000	207 000	189 000
Total Equity	9 255 000	7 987 000	7 884 000	7 866 000
Total Long-Term Debt	5 232 000	5 500 000	0	0
Total Current Debt	10 488 000	8 645 000	8 070 000	8 513 000
Total Equity and Debt	24 975 000	22 133 000	15 954 000	16 379 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	48 874 000	39 688 000	41 139 000	42 408 000
Other Income	400 000	269 000	151 000	52 000
Revenue	49 274 000	39 957 000	41 290 000	42 461 000
Cost of Goods Sold	1 880 000	1 501 000	1 123 000	1 257 000
Salary Costs	35 169 000	30 318 000	31 566 000	31 397 000
Depreciation	1 228 000	924 000	987 000	939 000
Impairment	0	0	0	0
Expenditure	47 614 000	39 863 000	41 312 000	42 240 000
Operating Profit	1 660 000	94 000	−22 000	222 000
Financial Income	203 000	41 000	50 000	100 000
Financial Costs	237 000	3 000	4 000	79 000
Financial Balance	−34 000	38 000	46 000	21 000
Dividends	0	0	0	0
Net Income	1 267 000	103 000	18 000	189 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	5 519 000	480 000	624 000	0
Total Intangible Assets	5 903 000	720 000	798 000	177 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	1 242 000	1 058 000	1 838 000	2 417 000
Total Tangible Assets	1 242 000	1 058 000	1 838 000	2 417 000
Total Fiancial Fixed Assets	10 000	6 010 000	10 000	10 000
Total Fixed Assets	7 155 000	7 788 000	2 646 000	2 604 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	9 823 000	9 148 000	8 397 000	7 622 000
Total Current Assets	17 819 000	14 345 000	13 309 000	13 776 000
Total Assets	24 975 000	22 133 000	15 954 000	16 379 000
Total Equity	9 255 000	7 987 000	7 884 000	7 866 000
Short-Term Group Debt	0	12 000	0	232 000
Total Long-Term Debt	5 232 000	5 500 000	0	0
Creditors	1 142 000	735 000	583 000	1 275 000
Unpaid Taxes	3 029 000	2 720 000	3 068 000	2 527 000
Dividends	0	0	0	0
Other Current Debt	5 811 000	5 083 000	4 415 000	4 308 000
Total Current Debt	10 488 000	8 645 000	8 070 000	8 513 000
Total Equity and Debt	24 975 000	22 133 000	15 954 000	16 379 000

Financial indicators	2022	2021	2020	2019
Return on Equity	13,69 %	1,29 %	0,23 %	2,4 %
Debt-to-Equity Ratio	0,57	0,69	0	0
Operating Profit Margin	3,37 %	0,24 %	−0,05 %	0,52 %
Current Ratio	1,7	1,66	1,65	1,62
Quick Ratio	1,7	1,66	1,65	1,62
Equity Ratio	0,37	0,36	0,49	0,48
Gross Profit Margin	96,18 %	96,24 %	97,28 %	97,04 %