RAM AGENCY AS

6509 KRISTIANSUND N

Finances

Return on Equity

11,12 %

Current Ratio

9,4

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	23 361 000	10 722 000	12 749 000	30 470 000
Net Income	1 255 000	1 625 000	835 000	723 000
Total Assets	12 627 000	11 318 000	9 334 000	8 735 000
Total Equity	11 290 000	10 319 000	8 694 000	8 162 000

Income (NOK)	2022	2021	2020	2019
Revenue	23 361 000	10 722 000	12 749 000	30 470 000
Expenditure	21 726 000	8 642 000	11 676 000	29 478 000
Operating Profit	1 635 000	2 081 000	1 072 000	991 000
Financial Income	10 000	5 000	6 000	9 000
Financial Costs	29 000	4 000	8 000	72 000
Financial Balance	−19 000	1 000	−2 000	−63 000
Earnings Before Tax	1 616 000	2 082 000	1 071 000	927 000
Tax	361 000	458 000	236 000	204 000
Net Income	1 255 000	1 625 000	835 000	723 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	62 000	91 000	102 000	124 000
Total Current Assets	12 564 000	11 228 000	9 232 000	8 611 000
Total Assets	12 627 000	11 318 000	9 334 000	8 735 000
Total Retained Equity	11 190 000	10 219 000	8 594 000	8 062 000
Total Equity	11 290 000	10 319 000	8 694 000	8 162 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	1 337 000	999 000	639 000	573 000
Total Equity and Debt	12 627 000	11 318 000	9 334 000	8 735 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	23 060 000	10 362 000	12 508 000	30 260 000
Other Income	301 000	360 000	241 000	210 000
Revenue	23 361 000	10 722 000	12 749 000	30 470 000
Cost of Goods Sold	19 000 000	6 977 000	9 654 000	26 749 000
Salary Costs	1 309 000	758 000	926 000	988 000
Depreciation	0	0	13 000	17 000
Impairment	0	0	0	0
Expenditure	21 726 000	8 642 000	11 676 000	29 478 000
Operating Profit	1 635 000	2 081 000	1 072 000	991 000
Financial Income	10 000	5 000	6 000	9 000
Financial Costs	29 000	4 000	8 000	72 000
Financial Balance	−19 000	1 000	−2 000	−63 000
Dividends	0	0	0	0
Net Income	1 255 000	1 625 000	835 000	723 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	8 000	9 000	16 000	18 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	13 000
Total Tangible Assets	0	0	0	13 000
Total Fiancial Fixed Assets	54 000	82 000	86 000	93 000
Total Fixed Assets	62 000	91 000	102 000	124 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	12 316 000	11 218 000	9 082 000	8 364 000
Total Current Assets	12 564 000	11 228 000	9 232 000	8 611 000
Total Assets	12 627 000	11 318 000	9 334 000	8 735 000
Total Equity	11 290 000	10 319 000	8 694 000	8 162 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	260 000	−56 000	40 000	−171 000
Unpaid Taxes	68 000	64 000	55 000	48 000
Dividends	0	0	0	0
Other Current Debt	649 000	483 000	310 000	482 000
Total Current Debt	1 337 000	999 000	639 000	573 000
Total Equity and Debt	12 627 000	11 318 000	9 334 000	8 735 000

Financial indicators	2022	2021	2020	2019
Return on Equity	11,12 %	15,75 %	9,6 %	8,86 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	7 %	19,41 %	8,41 %	3,25 %
Current Ratio	9,4	11,24	14,45	15,03
Quick Ratio	9,4	11,24	14,45	15,03
Equity Ratio	0,89	0,91	0,93	0,93
Gross Profit Margin	18,67 %	34,93 %	24,28 %	12,21 %