BUYPASS PAYMENT AS

0484 OSLO

Finances

Share Ownership

Return on Equity

12,39 %

Current Ratio

1,3

Debt-to-Equity Ratio

0,01

Key figures (NOK)	2022	2021	2020	2019
Revenue	119 801 000	118 547 000	108 801 000	102 106 000
Net Income	11 534 000	17 204 000	15 495 000	16 995 000
Total Assets	396 659 000	427 664 000	370 734 000	273 652 000
Total Equity	93 112 000	91 378 000	88 174 000	85 678 000

Income (NOK)	2022	2021	2020	2019
Revenue	119 801 000	118 547 000	108 801 000	102 106 000
Expenditure	104 647 000	95 700 000	88 305 000	79 820 000
Operating Profit	15 153 000	22 847 000	20 496 000	22 285 000
Financial Income	226 000	92 000	164 000	379 000
Financial Costs	1 000	0	0	3 000
Financial Balance	225 000	92 000	164 000	376 000
Earnings Before Tax	15 379 000	22 939 000	20 660 000	22 661 000
Tax	3 845 000	5 735 000	5 165 000	5 666 000
Net Income	11 534 000	17 204 000	15 495 000	16 995 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	2 698 000	2 359 000	2 130 000	1 773 000
Total Current Assets	393 962 000	425 306 000	368 605 000	271 879 000
Total Assets	396 659 000	427 664 000	370 734 000	273 652 000
Total Retained Equity	75 012 000	73 278 000	70 074 000	67 578 000
Total Equity	93 112 000	91 378 000	88 174 000	85 678 000
Total Long-Term Debt	674 000	543 000	532 000	443 000
Total Current Debt	302 873 000	335 743 000	282 029 000	187 531 000
Total Equity and Debt	396 659 000	427 664 000	370 734 000	273 652 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	119 801 000	118 547 000	108 801 000	102 106 000
Other Income	0	0	0	0
Revenue	119 801 000	118 547 000	108 801 000	102 106 000
Cost of Goods Sold	0	0	0	0
Salary Costs	6 137 000	5 918 000	5 160 000	4 757 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	104 647 000	95 700 000	88 305 000	79 820 000
Operating Profit	15 153 000	22 847 000	20 496 000	22 285 000
Financial Income	226 000	92 000	164 000	379 000
Financial Costs	1 000	0	0	3 000
Financial Balance	225 000	92 000	164 000	376 000
Dividends	9 800 000	14 000 000	13 000 000	0
Net Income	11 534 000	17 204 000	15 495 000	16 995 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	2 698 000	2 359 000	2 130 000	1 773 000
Total Fixed Assets	2 698 000	2 359 000	2 130 000	1 773 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	267 906 000	381 213 000	320 180 000	235 712 000
Total Current Assets	393 962 000	425 306 000	368 605 000	271 879 000
Total Assets	396 659 000	427 664 000	370 734 000	273 652 000
Total Equity	93 112 000	91 378 000	88 174 000	85 678 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	674 000	543 000	532 000	443 000
Creditors	6 817 000	3 668 000	5 545 000	6 714 000
Unpaid Taxes	425 000	426 000	402 000	339 000
Dividends	9 800 000	14 000 000	13 000 000	0
Other Current Debt	282 118 000	311 968 000	258 006 000	174 866 000
Total Current Debt	302 873 000	335 743 000	282 029 000	187 531 000
Total Equity and Debt	396 659 000	427 664 000	370 734 000	273 652 000

Financial indicators	2022	2021	2020	2019
Return on Equity	12,39 %	18,83 %	17,57 %	19,84 %
Debt-to-Equity Ratio	0,01	0,01	0,01	0,01
Operating Profit Margin	12,65 %	19,27 %	18,84 %	21,83 %
Current Ratio	1,3	1,27	1,31	1,45
Quick Ratio	1,3	1,27	1,31	1,45
Equity Ratio	0,23	0,21	0,24	0,31
Gross Profit Margin	100 %	100 %	100 %	100 %