VESTFOLD FORSIKRINGSSENTER AS

3160 STOKKE

Finances

Share Ownership

Return on Equity

45,43 %

Current Ratio

1,25

Debt-to-Equity Ratio

0,86

Key figures (NOK)	2022	2021	2020	2019
Revenue	8 757 000	8 525 000	8 061 000	9 393 000
Net Income	497 000	401 000	655 000	708 000
Total Assets	4 385 000	3 088 000	3 348 000	3 463 000
Total Equity	1 094 000	997 000	996 000	941 000

Income (NOK)	2022	2021	2020	2019
Revenue	8 757 000	8 525 000	8 061 000	9 393 000
Expenditure	8 070 000	7 986 000	7 183 000	8 439 000
Operating Profit	686 000	539 000	879 000	955 000
Financial Income	0	0	1 000	1 000
Financial Costs	18 000	3 000	7 000	8 000
Financial Balance	−18 000	−3 000	−6 000	−7 000
Earnings Before Tax	668 000	535 000	873 000	948 000
Tax	172 000	135 000	218 000	240 000
Net Income	497 000	401 000	655 000	708 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 460 000	401 000	317 000	405 000
Total Current Assets	2 925 000	2 686 000	3 030 000	3 058 000
Total Assets	4 385 000	3 088 000	3 348 000	3 463 000
Total Retained Equity	994 000	897 000	896 000	841 000
Total Equity	1 094 000	997 000	996 000	941 000
Total Long-Term Debt	944 000	160 000	106 000	187 000
Total Current Debt	2 347 000	1 930 000	2 245 000	2 334 000
Total Equity and Debt	4 385 000	3 088 000	3 348 000	3 463 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	8 722 000	8 495 000	8 061 000	9 393 000
Other Income	35 000	30 000	0	0
Revenue	8 757 000	8 525 000	8 061 000	9 393 000
Cost of Goods Sold	0	0	0	0
Salary Costs	6 552 000	6 667 000	5 808 000	6 681 000
Depreciation	255 000	112 000	90 000	64 000
Impairment	0	0	0	0
Expenditure	8 070 000	7 986 000	7 183 000	8 439 000
Operating Profit	686 000	539 000	879 000	955 000
Financial Income	0	0	1 000	1 000
Financial Costs	18 000	3 000	7 000	8 000
Financial Balance	−18 000	−3 000	−6 000	−7 000
Dividends	400 000	400 000	600 000	600 000
Net Income	497 000	401 000	655 000	708 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	2 000	7 000	5 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	1 437 000	255 000	0	0
Fixtures	23 000	145 000	310 000	400 000
Total Tangible Assets	1 460 000	399 000	310 000	400 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	1 460 000	401 000	317 000	405 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	2 228 000	2 134 000	2 313 000	1 788 000
Total Current Assets	2 925 000	2 686 000	3 030 000	3 058 000
Total Assets	4 385 000	3 088 000	3 348 000	3 463 000
Total Equity	1 094 000	997 000	996 000	941 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	944 000	160 000	106 000	187 000
Creditors	71 000	28 000	5 000	23 000
Unpaid Taxes	397 000	422 000	384 000	461 000
Dividends	400 000	400 000	600 000	600 000
Other Current Debt	1 339 000	949 000	1 036 000	1 019 000
Total Current Debt	2 347 000	1 930 000	2 245 000	2 334 000
Total Equity and Debt	4 385 000	3 088 000	3 348 000	3 463 000

Financial indicators	2022	2021	2020	2019
Return on Equity	45,43 %	40,22 %	65,76 %	75,24 %
Debt-to-Equity Ratio	0,86	0,16	0,11	0,2
Operating Profit Margin	7,83 %	6,32 %	10,9 %	10,17 %
Current Ratio	1,25	1,39	1,35	1,31
Quick Ratio	1,25	1,39	1,35	1,31
Equity Ratio	0,25	0,32	0,3	0,27
Gross Profit Margin	100 %	100 %	100 %	100 %